6 Clover Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 6 Clover Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,640 sqft · built 1963
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (May 2013)
Tax Bill$13,364 (2024)
Deeds & MortgagesNov 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN473489 122.-5-37.1

Property Details

APN / Parcel Number

Primary APN473489 122.-5-37.1
Alternative APNs
  • 0800-122.00-05.00-037.001
  • 47340044465

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,640 sqft Living Area
Gross Area2,679 sqft
1st Floor Area1,640 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Garage Area1,039 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address6 CLOVER DR
CitySMITHTOWN
StateNY
Zip11787-4211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSMITHTOWN PINE UN 2
Legal Block5
Legal Lot Number37
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2035
Census Tract135500

Owner

6 Clover Dr is owned and occupied by two individuals who bought it in May 2013.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address6 CLOVER DR, SMITHTOWN, NY 11787-4211
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2013 · Amount on File
Deed SaleMay 4, 2013 · Amount on File
Prior SaleSep 24, 2010
Deed Book / Page12728 / 604
Record UpdatedSep 20, 2026

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address6 CLOVER DR, SMITHTOWN, NY 11787-4211
Document Number0227760134
Instrument DateNov 15, 2016
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 CLOVER DR SMITHTOWN NY 117874211, SMITHTOWN, NY 11787-4211

Mortgage

Document Number0227760134
DateJan 9, 2017
Book Page022776/000134
Lender
NameCAPITAL ONE BK NA
TypeBank
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 8, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictHauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,880 Land $230 Building $6,650$860,000 Land $28,750 Building $831,250
2024$13,364.00
2023$7,204 Land $230 Building $6,974$8,280 Land $264 Building $8,016

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6 Clover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Clover Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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