6 Cliff St, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 6 Cliff St, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	2,362 sqft · built 1986
Lot Size	0.298 acres (12,998 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,824 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 00076-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`05 00076-0000-00013`
Alternative APNs	`05-00076-0000-00013-01` `050007600013` `00002735`

Interior

Stories	2 Stories
Building Area	2,362 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	12,998 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 130 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6 CLIFF ST
City	EDISON
State	NJ
Zip	08817-3076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	130X100
Legal Subdivision	GRAND VILLA REALTY CO INC
Legal Block	76
Legal Lot Number	13.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	4
Census Block	4011
Census Tract	1502

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 CLIFF ST, EDISON, NJ 08817-3076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK MORTGAGE INC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	6 CLIFF ST, EDISON, NJ 08817-3076
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058418
Date	Jul 25, 2019
Book Page	17565/1869
Instrument	2019058418

Lender

Name	FULTON BANK NA
Type	Bank
Address	JACKSON, NJ 08527

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	6 CLIFF ST, EDISON, NJ 08817-3076
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	JODA ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095713
Date	Oct 5, 2020
Book Page	18060/1683
Instrument	2020095713

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	6 CLIFF ST, EDISON, NJ 08817-3076
Document Number	0000103741
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	ZWIREN TITLE AGENCY INC, ZWIREN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 CLIFF ST EDISON NJ 088173076, EDISON, NJ 08817-3076

Mortgage

Document Number	0000103741
Date	Oct 22, 2020
Book Page	018090/000557
Instrument	103741

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 21, 2045

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,500 (-) Land $79,200 Building $136,300	$215,500 (-) Land $79,200 Building $136,300
2025	$12,824.00 (-0.03%)	$215,500 (-) Land $79,200 Building $136,300	$215,500 (-) Land $79,200 Building $136,300
2024	$12,828.00 (+0.5%)
2023		$215,500 Land $79,200 Building $136,300	$215,500 Land $79,200 Building $136,300
2022	$12,764.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1988–2025)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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