Passaic County and Wayne Township property record for 6 Cliff Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,573 sqft · built 1997 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,800,000 (Nov 2017) |
| Tax Bill | $24,520 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03516-0000-00014 |
| Primary APN | 14-03516-0000-00014 |
|---|---|
| Alternative APN |
|
| Building Area | 3,573 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Lot Area | 44,867 sqft |
| Street Address | 6 CLIFF RD |
|---|---|
| City | WAYNE |
| State | NJ |
| Zip | 07470-6285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VIZCAYA ESTATE SEC 4B |
| Legal Block | 3516 |
| Legal Lot Number | 14 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records · APN 14-03516-0000-00014
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 CLIFF RD, WAYNE, NJ 07470-6285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Apr 29, 2021 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Jul 09, 2020 | Deed of Trust, Mortgage VISIONS FCU |
| Sep 18, 2017 | Grant Deed, Transfer ACRES LAND TITLE AGENCY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on Record |
| Deed Sale | Nov 27, 2017 · Amount on Record |
| Prior Sale | Sep 18, 2017 · Amount on Record |
| Deed Document Number | 201757348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 6 CLIFF RD, WAYNE, NJ 07470-6285 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 6 CLIFF RD, WAYNE, NJ 07470-6285 |
| Document Number | 0000009522 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | M18851/79 |
| Instrument | 2024009522 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 6 CLIFF RD, WAYNE, NJ 07470-6285 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6 CLIFF RD, WAYNE, NJ 07470-6285 |
| Document Number | 0000029499 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | M17073/123 |
| Instrument | 2021029499 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 6 CLIFF RD, WAYNE, NJ 07470-6285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030391 |
|---|---|
| Date | Jul 09, 2020 |
| Book Page | M16260/94 |
| Instrument | 2020030391 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 18, 2017 |
| Property Address | 6 CLIFF RD, WAYNE, NJ 07470-6285 |
| Document Number | 0000045176 |
| Book / Page | 003145 / 000001 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 45176 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $799.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 CLIFF RD WAYNE NJ 074706285, WAYNE, NJ 07470-6285 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,800 (-) Land $205,300 Building $203,500 | $408,800 (-) Land $205,300 Building $203,500 | |
| 2025 | $24,520.00 (+0.88%) | $408,800 (-) Land $205,300 Building $203,500 | $408,800 (-) Land $205,300 Building $203,500 |
| 2024 | $24,307.00 (+5.17%) | ||
| 2023 | $408,800 Land $205,300 Building $203,500 | $408,800 Land $205,300 Building $203,500 | |
| 2022 | $23,113.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312460035, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Dec 1983, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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