6 Cindy St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 6 Cindy St, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,700 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Feb 2010)
Tax Bill	$13,454 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 99.-1-10.11`

Property Details

APN / Parcel Number

Primary APN	`473489 99.-1-10.11`
Alternative APNs	`0800-099.00-01.00-010.011` `348909900000010100110000` `47340023921` `S50284`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	848 sqft
2nd Floor Area	852 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S50284
Street Address	6 CINDY ST
City	SMITHTOWN
State	NY
Zip	11787-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-453051 TC-69 *5865 LOT 11 LARKFIELD PARK SEC 2
Legal Subdivision	LARKFIELD PK SEC 2
Legal Block	1
Legal Lot Number	10
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1013
Census Tract	135104

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 CINDY ST, SMITHTOWN, NY 11787-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU
Nov 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Sep 19, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2010 · Amount on Record
Deed Sale	Feb 18, 2010 · Amount on Record
Deed Book / Page	12616 / 624
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	6 CINDY ST, SMITHTOWN, NY 11787-3119
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232260492
Date	Feb 2, 2021
Book Page	23226/492
Instrument	DL051566

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	6 CINDY ST, SMITHTOWN, NY 11787-3119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231970812
Date	Nov 19, 2020
Book Page	23197/812
Instrument	DL036503

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

September 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	6 CINDY ST, SMITHTOWN, NY 11787-3119
Document Number	0231970813
Instrument Date	Sep 19, 2020
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CINDY ST SMITHTOWN NY 117873119, SMITHTOWN, NY 11787-3119

Mortgage

Document Number	0231970813
Date	Nov 19, 2020
Book Page	023197/000813

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,175 (-) Land $300 Building $4,875	$646,875 (+10,775.5%) Land $37,500 Building $609,375
2024	$13,454.00
2023		$5,175 Land $300 Building $4,875	$5,948 Land $345 Building $5,603

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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