Bergen County and Upper Saddle River Borough property record for 6 Charles Ct, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 1,508 sqft · built 1965 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Aug 2010) |
| Tax Bill | $12,587 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01102-0000-00020 |
| Primary APN | 63-01102-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 41,382 sqft (0.95 acres) |
| Account Number | 138300 |
|---|---|
| Street Address | 6 CHARLES CT |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .950 AC |
| Legal Block | 1102 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53201 |
6 Charles Ct is owned and occupied by an individual who bought it in August 2010.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 CHARLES CT, UPPER SADDLE RIVER, NJ 07458-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2010 · Amount on File |
| Deed Sale | Aug 6, 2010 · Amount on File |
| Prior Sale | Jul 18, 2002 · Amount on File |
| Deed Document Number | 20104951844 |
| Deed Book / Page | 495 / 1844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 6 CHARLES CT, UPPER SADDLE RIVER, NJ 07458-2402 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0043970137 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 4397/137 |
| Instrument | 2021151376 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 6 CHARLES CT, UPPER SADDLE RIVER, NJ 07458-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038681164 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 3868/1164 |
| Instrument | 20-133946 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Oct 1, 2040 |
The 2025 property tax bill for 6 Charles Ct was $12,587, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,000 (-) Land $338,000 Building $148,000 | $486,000 (-) Land $338,000 Building $148,000 | |
| 2025 | $12,587.00 (+1.73%) | $486,000 Land $338,000 Building $148,000 | $486,000 Land $338,000 Building $148,000 |
| 2024 | $12,373.00 | ||
| 2023 | $486,000 Land $338,000 Building $148,000 | $486,000 Land $338,000 Building $148,000 | |
| 2022 | $11,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Charles Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Charles Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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