6 Cedar St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 6 Cedar St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,719 sqft · built 1950
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Tax Bill$4,104 (2025)
Deeds & MortgagesSep 2023 Mortgage
May 2020 Refinance
Flood ZoneZone X (minimal risk)
APNWAVL M:043 B:216

Property Details

APN / Parcel Number

Primary APNWAVL M:043 B:216
Alternative APN
  • 1888

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,719 sqft Living Area
Gross Area3,417 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1888
Street Address6 CEDAR ST
CityWATERVILLE
StateME
Zip04901-5218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block216
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2029
Census Tract24201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6 Cedar St is owned and occupied by an individual.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address6 CEDAR ST, WATERVILLE, ME 04901-5218
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
SKOWHEGAN SAVINGS BANK
May 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address6 CEDAR ST, WATERVILLE, ME 04901-5218
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023017376
DateSep 6, 2023
Book Page14855/251
Instrument2023017376
Lender
NameSKOWHEGAN SAVINGS BANK
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term61 Months
DueOct 1, 2028

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address6 CEDAR ST, WATERVILLE, ME 04901-5218
Transaction TypeMortgage
Record UpdatedJun 15, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13567/277
DateMay 27, 2020
Book Page13567/277
Instrument2020010927
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueJun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 6 Cedar St was $4,104.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,104.00$241,400 Land $27,800 Building $213,600
2024$277,020
2023$3,755.00 (+23.11%)$188,700 (+59.92%) Land $21,400 Building $167,300
2022$3,050.00$118,000 Land $16,100 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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