6 Cedar Ln, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 6 Cedar Ln, Adams, MA 01220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,508 sqft · built 1947
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$123,720 (Dec 2018)
Tax Bill$3,431 (2025)
Deeds & MortgagesJan 2021 Refinance
Mar 2024 Mortgage
+ 1 more
APN41080000001050

Property Details

APN / Parcel Number

Primary APN41080000001050
Alternative APNs
  • ADAM M:1080 B:0000 L:01050
  • M:000108 P:000105

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,508 sqft Living Area
Gross Area5,948 sqft
1st Floor Area1,052 sqft
Basement Area912 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number41080000001050
Street Address6 CEDAR LN
CityADAMS
StateMA
Zip01220-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number1050
JurisdictionADAMS MA
Township / Civil DivisionADAMS
Census Block Group3
Census Block3041
Census Tract922200

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6 CEDAR LN, ADAMS, MA 01220-1004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ADAMS COMMUNITY BANK
Mar 4, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ADAMS BANK & TRUST
Dec 27, 2018Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ADAMS BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Prior SaleOct 16, 2009
Deed Document Number20187585
Deed Book / Page1672 / 1056
Prior Transfer DateDec 26, 2018
Prior Transfer Doc1672-1056
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MA
Property Address6 CEDAR LN, ADAMS, MA 01220-1004
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001739-223
DateJan 15, 2021
Book Page1739/223
Instrument202100000342
Lender
NameADAMS COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MA
Property Address6 CEDAR LN, ADAMS, MA 01220-1004
Transaction TypeMortgage
Record UpdatedMar 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001849-934
DateMar 4, 2024
Book Page1849/934
Instrument1162
Lender
NameADAMS BANK & TRUST
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueApr 1, 2034

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionADAMS MA
Recording DateDec 27, 2018
Property Address6 CEDAR LN, ADAMS, MA 01220-1004
Document Number1672-1056
Book / Page1672 / 1056
Instrument DateDec 26, 2018
Instrument7585
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 CEDAR LN, ADAMS, MA 01220-1004

Mortgage

Document Number7586
DateDec 27, 2018
Instrument7586
Lender
NameADAMS BANK & TRUST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionAdams Town
Unified School DistrictHoosac Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,431.00 (+5.73%)$201,700 (+9.03%) Land $54,300 Building $147,400$259,292
2024$3,245.00 (+6.53%)$185,000 (+12.67%) Land $51,100 Building $133,900
2023$3,046.00$164,200 Land $46,400 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims14 (1994–2018)
Most Recent ClaimJan 2018 · rainfall accumulation
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS FIRE DISTRICT
serves 7,945 people · EPA ID MA1004000
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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