Lake County property record for 6 Cayman Cir, Umatilla, FL 32784
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1989 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,000 (May 2026) |
| Tax Bill | $703 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-26-0015-000-05200 |
| Primary APN | 14-18-26-0015-000-05200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,288 sqft |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 337 sqft |
| Carport | Carport |
| Carport Area | 337 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 288 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3242793 |
|---|---|
| Street Address | 6 CAYMAN CIR |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9078 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MHS |
| Legal Description | UMATILLA LAKE MARY ESTATES SUB LOT 52 PB 28 PG 74-76 ORB 5143 PG 80 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | UMATILLA LAKE MARY ESTATES SUB |
| Legal Tract | 0015 |
| Legal Lot Number | 52 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 30110 |
Source: Lake County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 CAYMAN CIR, UMATILLA, FL 32784-9078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| May 6, 2026 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Jul 20, 2018 | Grant Deed, Transfer FIRST INT'L TITLE |
| Jun 22, 2018 | Grant Deed, Foreclosure OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 202656049 |
| Deed Book / Page | 6734 / 1325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 6, 2026 |
| Property Address | 6 CAYMAN CIR, UMATILLA, FL 32784-9078 |
| Document Number | 0000056049 |
| Book / Page | 6734 / 1325 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.56049 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,101.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 CAYMAN CIR, UMATILLA, FL 32784-9078 |
| Document Number | 0000056050, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..56050 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 6, 2026 |
| Property Address | 6 CAYMAN CIR, UMATILLA, FL 32784-9078 |
| Document Number | 0067341325 |
| Book / Page | 6734 / 1325 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202656049 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,101.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 CAYMAN CIR, UMATILLA, FL 32784-9078 |
| Document Number | 0000056050, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202656050 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.62% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 20, 2018 |
| Property Address | 6 CAYMAN CIR, UMATILLA, FL 32784-9078 |
| Document Number | 0051430080 |
| Book / Page | 005143 / 000080 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 84828 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5212 CURRY FORD RD ORLANDO FL 328127004, ORLANDO, FL 32812-7004 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 6 CAYMAN CIR, UMATILLA, FL 32784-9078 |
| Document Number | 0051290476 |
| Book / Page | 005129 / 000476 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 73036 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 5, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $487.20 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,020 (+2.89%) | $129,522 (-) Land $44,000 Building $85,522 | |
| 2025 | $50,560 (+5.97%) Land $44,000 Building $6,560 | $129,522 (+56.09%) Land $44,000 Building $85,522 | |
| 2024 | $703.00 (+4.77%) | ||
| 2023 | $671.00 (+14.9%) Homeowner's exemption | $47,710 (+3%) | $82,978 (-) Land $25,000 Building $57,978 |
| 2022 | $584.00 Homeowner's exemption | $46,320 | $82,978 Land $25,000 Building $57,978 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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