6 Brook St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 6 Brook St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,820 sqft · built 1940
Lot Size	0.934 acres (40,685 sqft)
Owner	2 Individual Names on File
Last Sale	$31,500 (Jul 1976)
Tax Bill	$4,612 (2026)
Deeds & Mortgages	Jan 2026 Transfer Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:007-02750 B:21A L:0`

Property Details

APN / Parcel Number

Primary APN	`M:007-02750 B:21A L:0`
Alternative APNs	`LUDL M:7 B:2750 P:21A` `1050`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	4,121 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,685 sqft (0.934 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1050
Street Address	6 BROOK ST
City	LUDLOW
State	MA
Zip	01056-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	2750
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2001
Census Tract	810414

Owner

6 Brook St is owned and occupied by two individuals who acquired it in January 2026.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 BROOK ST, LUDLOW, MA 01056-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 16, 2018	Deed of Trust, Mortgage HOME LN & INVEST BK
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1976 · Amount on File
Deed Sale	Jul 23, 1976 · Amount on File
Deed Book / Page	4297 / 328
Last Transfer Date	Jan 5, 2026
Transfer Doc	026176-365
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 6, 2026
Property Address	6 BROOK ST, LUDLOW, MA 01056-1101
Document Number	026176-365
Book / Page	26176 / 365
Instrument Date	Jan 5, 2026
Instrument	379
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 BROOK ST, LUDLOW, MA 01056-1101

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	6 BROOK ST, LUDLOW, MA 01056-1101
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22316-87
Date	Aug 16, 2018
Book Page	22316/87
Instrument	48561

Lender

Name	HOME LN & INVEST BK

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2043

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	6 BROOK ST, LUDLOW, MA 01056-1101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23477-233
Date	Oct 15, 2020
Book Page	23477/233
Instrument	59692

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	6 BROOK ST, LUDLOW, MA 01056-1101
Document Number	22458-50
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BROOK ST LUDLOW MA 010561101, LUDLOW, MA 01056-1101

Mortgage

Document Number	22458-50
Date	Nov 26, 2018
Book Page	022458/000050
Instrument	70220

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6 Brook St was $4,612, down 2.9% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,612.00 (-2.88%)	$288,100 (+5.26%) Land $99,500 Building $188,600	$309,995 (-16.44%)
2025	$4,749.00 (+2.46%)	$273,700 (+6.83%) Land $90,500 Building $183,200	$370,975 (-)
2024	$4,635.00 (+7.34%)	$256,200 (+15.77%) Land $90,500 Building $165,700	$370,975
2023	$4,318.00	$221,300 Land $75,200 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Brook St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Brook St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH HADLEY FD #1 (MWRA) serves 14,800 people · EPA ID MA1275000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed, Verizon, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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