6 Beach St, Westerly, RI 02891 Property Records

Westerly Town property record for 6 Beach St, Westerly, RI 02891

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 4 ba · 1,889 sqft · built 1920
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Oct 2018)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WEST M:76 B:80`

Property Details

APN / Parcel Number

Primary APN	`WEST M:76 B:80`
Alternative APNs	`M:076 B:80 L` `13325600`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	8 Units
Stories	2 Stories
Building Area	1,889 sqft Total Area
Gross Area	3,460 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	13325600
Street Address	6 BEACH ST
City	WESTERLY
State	RI
Zip	02891-2779
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Block	80
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3007
Census Tract	50801

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 BEACH ST, WESTERLY, RI 02891-2779
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY
Feb 2, 2017	Warranty Deed, Transfer · Conventional with PMI WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	20184304
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 12, 2018
Property Address	6 BEACH ST, WESTERLY, RI 02891-2779
Document Number	2018-7257
Book / Page	002018 / 017257
Instrument Date	Oct 12, 2018
Instrument	4304
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 QUARRY RIDGE RD NEW PRESTON MARBLE DALE CT 067771623, NEW PRESTON MARBLE DALE, CT 06777-1623

Mortgage

Document Number	2018-7260
Date	Oct 12, 2018
Book Page	002018/017260
Instrument	4305

Lender

Name	MORGAN STANLEY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 2, 2017
Property Address	6 BEACH ST, WESTERLY, RI 02891-2779
Document Number	2017-2216
Book / Page	002017 / 002216
Instrument Date	Feb 1, 2017
Instrument	542
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43 BROAD ST WESTERLY RI 028911977, WESTERLY, RI 02891-1977

Mortgage

Document Number	2017-2219
Date	Feb 2, 2017
Book Page	002017/002219
Instrument	543

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,650.00 (+16.76%)	$469,200 (+52.49%) Land $144,200 Building $325,000	$574,328
2023	$3,126.00 (+0.58%)	$307,700 (-) Land $103,000 Building $204,700
2022	$3,108.00	$307,700 Land $103,000 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

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