Worcester County and Spencer Town property record for 6 Bay Path Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,236 sqft · built 1972 |
| Lot Size | 0.323 acres (14,084 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,472 (2026) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U22 B:00077 L:00000 |
| Primary APN | SPEN M:00U22 B:00077 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| Gross Area | 2,316 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,084 sqft (0.323 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 6 BAY PATH RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 77 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 726200 |
6 Bay Path Rd is owned and occupied by two individuals who acquired it in December 2018.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 BAY PATH RD, SPENCER, MA 01562-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PHH US MORTGAGE CORP |
| Dec 27, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2018 |
| Transfer Doc | 59876-9 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 6 BAY PATH RD, SPENCER, MA 01562-1602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 067064-262 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 67064/262 |
| Instrument | 13979 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.23% |
| Index | LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Dec 27, 2018 |
| Property Address | 6 BAY PATH RD, SPENCER, MA 01562-1602 |
| Document Number | 59876-9 |
| Book / Page | 059876 / 000009 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 136982 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 16 BAY PATH RD SPENCER MA 015621602, SPENCER, MA 01562-1602 |
The 2026 property tax bill for 6 Bay Path Rd was $3,472, up 9,544.4% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,472.00 (+9,544.44%) | $316,200 (+3.06%) Land $49,200 Building $267,000 | $330,573 (+7.07%) |
| 2025 | $36.00 (-98.9%) | $306,800 (+7.2%) Land $42,800 Building $264,000 | $308,750 |
| 2024 | $3,274.00 (+5.37%) | $286,200 (+11.1%) Land $42,800 Building $243,400 | |
| 2023 | $3,107.00 | $257,600 Land $42,800 Building $214,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Bay Path Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6 Bay Path Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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