6 Bay Path Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 6 Bay Path Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,530 sqft · built 1780
Lot Size	2.35 acres (102,688 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Oct 2016)
Tax Bill	$4,029 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0039 B:000A L:0000009`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0039 B:000A L:0000009`
Alternative APN	`CHRL M:0039 B:000A L:0000009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,530 sqft Living Area
Gross Area	4,990 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1780
Effective Year Built	Effective 1780
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	102,688 sqft (2.35 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	6 BAY PATH RD
City	CHARLTON
State	MA
Zip	01507-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	HALL DAVID CO
Legal Block	A
Legal Lot Number	9
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3001
Census Tract	756102

Owner

6 Bay Path Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 BAY PATH RD, CHARLTON, MA 01507-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2016 · Amount on File
Deed Sale	Oct 27, 2016 · Amount on File
Prior Sale	Dec 7, 2012 · Amount on File
Deed Document Number	2016122912
Deed Book / Page	56202 / 263
Transfer Doc	056202-263
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Recording Date	Sep 14, 2026
Property Address	6 BAY PATH RD, CHARLTON, MA 01507-1404
Document Number	0000080360
Book / Page	74165 / 112
Instrument Date	Sep 4, 2026
Instrument	202680360
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BAY PATH RD, CHARLTON, MA 01507-1404

Mortgage

Document Number	0000080360,
Date	Sep 14, 2026
Book Page	74165/112
Instrument	202680360

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	6 BAY PATH RD, CHARLTON, MA 01507-1404
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00068870-5
Date	Feb 28, 2023
Book Page	68870/5
Instrument	16485

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 6 Bay Path Rd was $4,029, up 1.8% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,029.00 (+1.82%)	$368,300 (+3.6%) Land $89,100 Building $279,200	$443,165 (-13.26%)
2025	$3,957.00 (+3.24%)	$355,500 (+5.18%) Land $86,100 Building $269,400	$510,910 (+11.79%)
2024	$3,833.00 (+1.89%)	$338,000 (+9.35%) Land $82,900 Building $255,100	$457,045
2023	$3,762.00	$309,100 Land $78,400 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Bay Path Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Bay Path Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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