6 Baptist Ln, Key West, FL 33040 Property Records

Monroe County property record for 6 Baptist Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 462 sqft · built 1903
Lot Size	0.024 acres (1,057 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Aug 2017)
Tax Bill	$3,226 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00014570-000300`

Property Details

APN / Parcel Number

Primary APN	`00014570-000300`
Alternative APNs	`01010100014570000300` `8737823`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	462 sqft Living Area
1st Floor Area	462 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2008
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,057 sqft (0.024 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	8737823
Street Address	6 BAPTIST LN
City	KEY WEST
State	FL
Zip	33040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PT LT 2 SQR 2 TR 3 OR1050-2195/2196 OR1369-1763/5 OR1659-109/111 OR2290-2283/2284 OR2518-130/31 OR2871-928/29
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 02 TR 03
Legal Tract	3
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1018
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 BAPTIST LN, KEY WEST, FL 33040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	May 1, 2007 · Amount on Record
Deed Document Number	20172137021
Deed Book / Page	2871 / 928
Prior Transfer Date	Apr 25, 2011
Prior Transfer Doc	0025180130
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	6 BAPTIST LN, KEY WEST, FL 33040
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BAPTIST LN, KEY WEST, FL 33040

Mortgage

Document Number	0033560742
Date	Dec 3, 2025
Book Page	3356/742
Instrument	2524233

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	6 BAPTIST LN, KEY WEST, FL 33040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030151182
Date	Mar 26, 2020
Book Page	3015/1182
Instrument	2261360

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2045

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 30, 2017
Property Address	6 BAPTIST LN, KEY WEST, FL 33040
Document Number	0028710928
Book / Page	2871 / 0928
Instrument Date	Aug 23, 2017
Instrument	2137021
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4294, KEY WEST, FL 33041-4294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 WESTFIELD DR, WELDON SPRING, MO 63304-8205

Mortgage

Document Number	0002137022
Date	Aug 30, 2017
Instrument	2137022

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$385,792 (+5.99%)	$481,799 (-5.18%) Land $362,731 Building $119,068
2024	$3,226.00 (+1.96%)
2023	$3,164.00 (+4.63%) Homeowner's exemption	$364,000 (+3%)	$508,103 (+43.78%) Land $396,534 Building $111,569
2022	$3,024.00 Homeowner's exemption	$353,399 Land $240,520 Building $112,879	$353,399 Land $240,520 Building $112,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 units insured incl. 32 condo units
Nearby Flood Claims	84 (1980–2022)
Claims Outside the SFHA	41 of 84
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 30 claims Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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