6 Allard St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 6 Allard St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1930
Lot Size	0.083 acres (3,633 sqft)
Owner	Company Name on File
Last Sale	$138,000 (Oct 1997)
Tax Bill	$5,878 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-F B:0018 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0018 L:0003`
Alternative APNs	`M:006=F B:0018 L:0003` `4694022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,246 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	742 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,633 sqft (0.083 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4694022
Street Address	6 ALLARD ST
City	SAUGUS
State	MA
Zip	01906-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	18
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1002
Census Tract	208101

Owner

6 Allard St is owned by a company that bought it in October 1997.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6 ALLARD ST, SAUGUS, MA 01906-2602
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit METRO CU
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Apr 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 18, 2019	Deed of Trust, Mortgage · Balloon Mortgage SALEM FIVE MORTGAGE CORP
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 1997 · Amount on File
Deed Sale	Oct 15, 1997 · Amount on File
Prior Sale	Jul 31, 1992 · Amount on File
Deed Book / Page	14371 / 445
Transfer Doc	37086-87
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 ALLARD ST, SAUGUS, MA 01906-2602
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041684-120
Date	Jul 28, 2023
Book Page	41684/120
Instrument	20230728000010

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 ALLARD ST, SAUGUS, MA 01906-2602
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037253-25
Date	Jan 2, 2019
Book Page	37253/25
Instrument	20190102000190

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 ALLARD ST, SAUGUS, MA 01906-2602
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39488-344
Date	Feb 3, 2021
Book Page	39488/344
Instrument	20210203001160

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 ALLARD ST, SAUGUS, MA 01906-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37451-60
Date	Apr 19, 2019
Book Page	37451/60
Instrument	20190419001850

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 ALLARD ST, SAUGUS, MA 01906-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37853-449
Date	Sep 18, 2019
Book Page	37853/449
Instrument	20190918003410

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 ALLARD ST, SAUGUS, MA 01906-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38280-600
Date	Feb 24, 2020
Book Page	38280/600
Instrument	20200224001580

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 17, 2018
Property Address	6 ALLARD ST, SAUGUS, MA 01906-2602
Document Number	37086-87
Book / Page	037086 / 000087
Instrument Date	Oct 12, 2018
Instrument	17001480
Transaction Type	Transfer
Record Updated	Nov 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ALLARD ST SAUGUS MA 019062602, SAUGUS, MA 01906-2602

Mortgage

Document Number	37086-89
Date	Oct 17, 2018
Book Page	037086/000089
Instrument	17001490

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 6 Allard St was $5,878, up 3.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,878.00 (+3.27%)	$564,100 (+5.83%) Land $322,000 Building $241,700	$564,969 (+11.68%)
2025	$5,692.00 (+8.11%)	$533,000 (+7.81%) Land $292,700 Building $240,300	$505,875
2024	$5,265.00 (+2.35%)	$494,400 (+8.23%) Land $276,000 Building $218,400
2023	$5,144.00	$456,800 Land $242,500 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Allard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Allard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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