6 5th Ave, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 6 5th Ave, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,300 sqft · built 1928
Lot Size	0.159 acres (6,915 sqft)
Owner	Individual Name on File
Last Sale	$1,020,000 (Oct 2023)
Tax Bill	$12,282 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1420-19`

Property Details

APN / Parcel Number

Primary APN	`1420-19`
Alternative APNs	`WATE M:0124 B:0003F L:0000` `3332`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	5,060 sqft
Basement Area	1,150 sqft
Unfinished Basement	1,150 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,915 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3332
Street Address	6 5TH AVE
City	WATERTOWN
State	MA
Zip	02472-2546
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	3F
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2003
Census Tract	370403

Owner

6 5th Ave, a duplex, is owned and occupied by an individual who bought it in October 2023.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6 5TH AVE, WATERTOWN, MA 02472-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
Oct 29, 2025	Deed of Trust, Mortgage GUARANTEED RATE INC
Oct 13, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BETHPAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Deed Document Number	2023116055
Deed Book / Page	82093 / 108
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Recording Date	Apr 1, 2026
Property Address	6 5TH AVE, WATERTOWN, MA 02472-2546
Document Number	085414-525
Book / Page	85414 / 525
Instrument Date	Mar 26, 2026
Instrument	202635560
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 5TH AVE, WATERTOWN, MA 02472-2546

Mortgage

Document Number	0000035560,
Date	Apr 1, 2026
Book Page	85414/525
Instrument	202635560

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	6 5TH AVE, WATERTOWN, MA 02472-2546
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084802-422
Date	Oct 29, 2025
Book Page	84802/422
Instrument	131724

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Oct 13, 2023
Property Address	6 5TH AVE, WATERTOWN, MA 02472-2546
Document Number	082093-108
Book / Page	82093 / 108
Instrument Date	Oct 13, 2023
Instrument	116055
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 5TH AVE, WATERTOWN, MA 02472-2546

Mortgage

Document Number	0000116056
Date	Oct 13, 2023
Instrument	116056

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2030
Max Rate At Change	2.5%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 6 5th Ave was $12,282, up 7.1% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,282.00 (+7.12%)	$1,006,700 (+2.55%) Land $541,500 Building $465,200	$1,000,030
2025	$11,466.00 (+11.2%)	$981,700 (+11.39%) Land $541,500 Building $440,200
2024	$10,311.00 (-11.14%)	$881,300 (+3.15%) Land $526,800 Building $354,500
2023	$11,603.00	$854,400 Land $503,900 Building $350,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 5th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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