5S545 Eugenia Dr, Naperville, IL 60540 Property Records

DuPage County property record for 5S545 Eugenia Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	5 ba · 6,061 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Jul 2021)
Tax Bill	$22,093 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-302-035`

Property Details

APN / Parcel Number

Primary APN	`08-09-302-035`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	6,061 sqft Living Area
Gross Area	6,611 sqft
1st Floor Area	2,216 sqft
2nd Floor Area	2,179 sqft
Basement Area	2,216 sqft
Finished Basement	1,666 sqft
Unfinished Basement	550 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	10,019 sqft (0.23 acres)
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5S545 EUGENIA DR
City	NAPERVILLE
State	IL
Zip	60540-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STEEPLECHASE RESUB ALL
Legal Subdivision	STEEPLECHASE RESUB
Legal Lot Number	36
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1002
Census Tract	846103

Owner

Source: DuPage County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5S545 EUGENIA DR, NAPERVILLE, IL 60540-3859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage GREAT LAKES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	2021108983
Last Transfer Date	Dec 24, 2024
Transfer Doc	0000077450
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Aug 24, 2026
Property Address	5S545 EUGENIA DR, NAPERVILLE, IL 60540-3859
Document Number	0000058275
Instrument Date	Aug 13, 2026
Instrument	202658275
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5S545 EUGENIA DR, NAPERVILLE, IL 60540-3859

Mortgage

Document Number	0000058275,
Date	Aug 24, 2026
Instrument	202658275

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2056

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	5S545 EUGENIA DR, NAPERVILLE, IL 60540-3859
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152105
Date	Dec 10, 2020
Instrument	R2020-152105

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 19, 2021
Property Address	5S545 EUGENIA DR, NAPERVILLE, IL 60540-3859
Document Number	0000108983
Map Reference	DOC R97-074196
Instrument Date	May 26, 2021
Instrument	R2021-108983
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5S545 EUGENIA DR, NAPERVILLE, IL 60540-3859

Mortgage

Document Number	0000108984
Date	Jul 19, 2021
Instrument	R2021-108984

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 28, 2017
Property Address	5S545 EUGENIA DR, NAPERVILLE, IL 60540-3859
Document Number	0000040890
Instrument Date	Apr 18, 2017
Instrument	40890
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	611 GROSVENOR LN AURORA IL 605044414, AURORA, IL 60504-4414

Mortgage

Document Number	40891
Date	Apr 28, 2017
Instrument	40891

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	40892,
Date	Apr 28, 2017
Instrument	40892

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,093.00 (+28.91%)	$349,960 (+41.52%) Land $70,851 Building $279,109	$1,049,880 (+41.52%) Land $212,553 Building $837,327
2022	$17,138.00 Homeowner's exemption	$247,290 Land $57,570 Building $189,720	$741,870 Land $172,710 Building $569,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1982–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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