5S420 Scots Dr, Naperville, IL 60563 Property Records

DuPage County property record for 5S420 Scots Dr, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,542 sqft · built 1988
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Oct 2024)
Tax Bill$7,380 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-09-406-013

Property Details

APN / Parcel Number

Primary APN07-09-406-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,542 sqft Living Area
Gross Area3,084 sqft
1st Floor Area1,542 sqft
Basement Area1,542 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions14.5 ft deep x 7.3 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5S420 SCOTS DR
CityNAPERVILLE
StateIL
Zip60563-1876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWILLOWBEND WEST SUB ALL
Legal SubdivisionWILLOWBEND WEST SUB
Legal Lot Number12
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2002
Census Tract846410

Owner

5S420 Scots Dr is owned and occupied by two individuals who bought it in October 2024.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5S420 SCOTS DR, NAPERVILLE, IL 60563-1876
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2024 · Amount on File
Deed SaleOct 22, 2024 · Amount on File
Prior SaleMar 8, 1995 · Amount on File
Deed Document Number202462481
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address5S420 SCOTS DR, NAPERVILLE, IL 60563-1876
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118261
DateOct 14, 2020
InstrumentR2020-118261
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2035
Interest
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 5S420 Scots Dr was $7,380.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,380.00$145,949 Land $50,859 Building $95,090$437,847 Land $152,577 Building $285,270
2022$6,467.00 Homeowner's exemption$110,300 Land $38,170 Building $72,130$330,900 Land $114,510 Building $216,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5S420 Scots Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5S420 Scots Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Scots Dr

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