Kane County property record for 5N895 Beaver Ct, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,386 sqft · built 1990 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jul 2019) |
| Tax Bill | $12,508 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-17-205-015 |
| Primary APN | 08-17-205-015 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,386 sqft Living Area |
| Gross Area | 5,564 sqft |
| 1st Floor Area | 2,386 sqft |
| Basement Area | 2,386 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 43,996 sqft |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 5N895 BEAVER CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 PRAIRIE CREEK UNIT 1 |
| Legal Subdivision | PRAIRIE CREEK |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 852406 |
5N895 Beaver Ct is owned and occupied by two individuals who bought it in July 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5N895 BEAVER CT, SAINT CHARLES, IL 60175-8602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 3, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| May 22, 2017 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on File |
| Deed Sale | Jul 3, 2019 · Amount on File |
| Deed Document Number | 201928324 |
| Prior Transfer Date | May 17, 2017 |
| Prior Transfer Doc | 0000025906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N895 BEAVER CT, ST CHARLES, IL 60175-8602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006371 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021K006371 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate | 3.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 3, 2019 |
| Property Address | 5N895 BEAVER CT, ST CHARLES, IL 60175-8602 |
| Document Number | 0000028324 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 28324 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5N895 BEAVER CT ST CHARLES IL 601758602, ST CHARLES, IL 60175-8602 |
| Document Number | 28325 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 28325 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 22, 2017 |
| Property Address | 5N895 BEAVER CT, ST CHARLES, IL 60175-8602 |
| Document Number | 0000025906 |
| Instrument Date | May 17, 2017 |
| Instrument | 25906 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5N BEAVER CT #895 ST CHARLES IL 601758602, 895, ST CHARLES, IL 60175-8602 |
The 2025 property tax bill for 5N895 Beaver Ct was $12,508 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,508.00 Homeowner's exemption | $182,071 (+8.43%) Land $26,874 Building $155,197 | $546,432 (+8.43%) Land $80,654 Building $465,777 |
| 2024 | $167,916 Land $24,785 Building $143,131 | $503,950 Land $74,385 Building $429,565 | |
| 2022 | $10,558.00 (+3.52%) Homeowner's exemption | $136,789 (+5.91%) Land $20,190 Building $116,599 | $410,367 (+5.91%) Land $60,570 Building $349,797 |
| 2021 | $10,199.00 Homeowner's exemption | $129,156 Land $19,063 Building $110,093 | $387,468 Land $57,189 Building $330,279 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5N895 Beaver Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5N895 Beaver Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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