5N880 Dunham Cir, Wayne, IL 60184 Property Records

Kane County property record for 5N880 Dunham Cir, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,287 sqft · built 1987
Lot Size	2.33 acres (101,930 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Mar 2022)
Tax Bill	$1,630 (2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-200-020`

Property Details

APN / Parcel Number

Primary APN	`09-13-200-020`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,287 sqft Living Area
Basement Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	101,930 sqft
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Stable	Stable

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5N880 DUNHAM CIR
City	WAYNE
State	IL
Zip	60184-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN DUNHAM TRAILS
Legal Subdivision	DUNHAM TRAILS
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2045
Census Tract	852001

Owner

5N880 Dunham Cir is owned and occupied by two individuals who bought it in March 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5N880 DUNHAM CIR, WAYNE, IL 60184-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · VA Mortgage COMPASS MORTGAGE INC
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIES BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI NEIGHBORHOOD LOANS
May 31, 2018	Grant Deed, Foreclosure NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	202211727
Prior Transfer Date	Mar 20, 1996
Prior Transfer Doc	0000022501
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 1, 2022
Property Address	5N880 DUNHAM CIR, WAYNE, IL 60184-2033
Document Number	0000011727
Instrument Date	Feb 23, 2022
Instrument	2022K011727
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 N 880 DUNHAM CIR, WAYNE, IL 60184

Mortgage

Document Number	0000011728
Date	Mar 1, 2022
Instrument	2022K011728

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N880 DUNHAM CIR, WAYNE, IL 60184-2033
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049342
Date	Sep 20, 2017
Instrument	2017K049342

Lender

Name	BMO HARRIES BANK NA
Type	Non-Lending Institution
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2047

Interest

Rate	3.49%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N880 DUNHAM CIR, WAYNE, IL 60184-2033
Document Number	0000026005
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5N880 DUNHAM CIR WAYNE IL 601842033, WAYNE, IL 60184-2033

Mortgage

Document Number	0000026005
Date	May 20, 2020
Instrument	26005

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 31, 2018
Property Address	5N880 DUNHAM CIR, WAYNE, IL 60184-2033
Document Number	0000025202
Instrument Date	May 14, 2018
Instrument	25202
Transaction Type	Foreclosure
Record Updated	Jun 14, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2895 HARVEST LN LINDENHURST IL 600467914, LINDENHURST, IL 60046-7914

Mortgage

Document Number	25203
Date	May 31, 2018
Instrument	25203

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$206,097 (+8.53%) Land $53,509 Building $152,588	$618,538 (+8.53%) Land $160,591 Building $457,947
2024		$189,898 Land $49,303 Building $140,595	$569,922 Land $147,968 Building $421,954
2022	$1,630.00 (-86.06%) Homeowner's exemption	$150,369 (+4.91%) Land $46,630 Building $103,739	$451,107 (+4.91%) Land $139,890 Building $311,217
2021	$11,690.00 Homeowner's exemption	$143,332 Land $44,448 Building $98,884	$429,996 Land $133,344 Building $296,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5N880 Dunham Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5N880 Dunham Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dunham Cir

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