5N847 Surrey Rd, Wayne, IL 60184 Property Records

Kane County property record for 5N847 Surrey Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 9,596 sqft · built 1990
Lot Size	6.08 acres (265,280 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2015)
Tax Bill	$33,464 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-100-009`

Property Details

APN / Parcel Number

Primary APN	`09-13-100-009`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	9,596 sqft Living Area
Basement Area	2,976 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Frame/Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	265,280 sqft
Garage Type	Attached
Garage Area	1,873 sqft
Parking Spaces	7 Parking Spaces
Deck Area	Deck Area
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5N847 SURREY RD
City	WAYNE
State	IL
Zip	60184-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNHAM INC, ASSESSMENT PLAT # 7 LOT # 9
Legal Subdivision	DUNHAM INC ASSESSMENT
Legal Block	2
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2053
Census Tract	852001

Owner

Source: Kane County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5N847 SURREY RD, WAYNE, IL 60184-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK
Aug 28, 2017	Deed of Trust, Mortgage · ARM GSF MORTGAGE CORP
Oct 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage OLD SECOND NATIONAL BANK
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2015 · Amount on Record
Deed Sale	Nov 9, 2015 · Amount on Record
Prior Sale	Apr 7, 2015
Deed Document Number	201560654
Prior Transfer Date	Mar 30, 2015
Prior Transfer Doc	0000017166
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N847 SURREY RD, WAYNE, IL 60184-2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031089
Date	Jun 14, 2022
Instrument	2022K031089

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N847 SURREY RD, WAYNE, IL 60184-2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045145
Date	Aug 28, 2017
Instrument	2017K045145

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N847 SURREY RD, WAYNE, IL 60184-2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOX TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048618
Date	Oct 4, 2018
Instrument	2018K048618

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	ELBURN, IL 60119

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N847 SURREY RD, WAYNE, IL 60184-2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022219
Date	Jun 3, 2019
Instrument	2019K022219

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,464.00 (+37.62%)	$455,698 (+47.46%) Land $144,419 Building $311,279	$1,367,641 (+47.46%) Land $433,430 Building $934,211
2024	$24,316.00 (+15.11%)	$309,024 (+25.16%) Land $133,068 Building $175,956	$927,443 (+25.21%) Land $399,364 Building $528,079
2022	$21,125.00 (+5.44%)	$246,909 (+4.91%) Land $133,672 Building $113,237	$740,727 (+4.91%) Land $401,016 Building $339,711
2021	$20,035.00	$235,353 Land $127,416 Building $107,937	$706,059 Land $382,248 Building $323,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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