5N652 Farrier Point Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 5N652 Farrier Point Ln, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3,539 sqft · built 1995
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jul 2017)
Tax Bill	$17,903 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-13-276-004`

Property Details

APN / Parcel Number

Primary APN	`08-13-276-004`

Interior

Stories	2 Stories
Building Area	3,539 sqft Living Area
Gross Area	6,043 sqft
Basement Area	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Lot Area	52,272 sqft
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5N652 FARRIER POINT LN
City	SAINT CHARLES
State	IL
Zip	60175-6994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 IN FARRIER POINT SUB.
Legal Subdivision	FARRIER POINT SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1001
Census Tract	852404

Owner

5N652 Farrier Point Ln is owned and occupied by two individuals who bought it in July 2017.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5N652 FARRIER POINT LN, SAINT CHARLES, IL 60175-6994
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMELAND MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Apr 1, 2013 · Amount on File
Deed Document Number	201737053
Prior Transfer Date	Mar 24, 2005
Prior Transfer Doc	0000033334
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N652 FARRIER POINT LN, ST CHARLES, IL 60175-6994
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019038
Date	Mar 11, 2021
Instrument	2021K019038

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.37%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 18, 2017
Property Address	5N652 FARRIER POINT LN, ST CHARLES, IL 60175-6994
Document Number	0000037053
Instrument Date	Jun 12, 2017
Instrument	2017K037053
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2146 CABRILLO LANE, COOK, IL 00000

Mortgage

Document Number	0000037056
Date	Jul 18, 2017
Instrument	2017K037056

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	5%

Mortgage

Document Number	0000037055
Date	Jul 18, 2017
Instrument	2017K037055

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company
Address	WESTMONT, IL 60559

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 5N652 Farrier Point Ln was $17,903 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,903.00 Homeowner's exemption	$294,887 (-1.28%) Land $44,972 Building $249,915	$885,015 (-1.28%) Land $134,970 Building $750,045
2024		$298,708 Land $41,476 Building $257,232	$896,483 Land $124,478 Building $772,005
2022	$17,801.00 (+6.32%) Homeowner's exemption	$243,336 (+5.91%) Land $33,788 Building $209,548	$730,008 (+5.91%) Land $101,364 Building $628,644
2021	$16,743.00 Homeowner's exemption	$229,758 Land $31,903 Building $197,855	$689,274 Land $95,709 Building $593,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5N652 Farrier Point Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5N652 Farrier Point Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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