Kane County property record for 5N646 Cranberry Ln, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,385 sqft · built 1976 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jul 2017) |
| Tax Bill | $10,667 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-152-003 |
| Primary APN | 08-16-152-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| Gross Area | 5,165 sqft |
| Basement Area | 1,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 1,588 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|
| Street Address | 5N646 CRANBERRY LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 120 OF BRANIGARS THE WINDINGS ALONG FERSON CREEK, UNIT NO 4, IN THE TOWNSHIP OF CAMPTON, KANE COUNTY, ILLINOIS |
| Legal Subdivision | THE WINDINGS ALONG FERSON CREEK |
| Legal Block | 2 |
| Legal Lot Number | 120 |
| Legal Unit | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 852405 |
5N646 Cranberry Ln is owned and occupied by two individuals who bought it in July 2017.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5N646 CRANBERRY LN, SAINT CHARLES, IL 60175-8237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on File |
| Deed Sale | Jul 25, 2017 · Amount on File |
| Prior Sale | Aug 6, 2001 · Amount on File |
| Deed Document Number | 201738335 |
| Prior Transfer Date | Mar 17, 2000 |
| Prior Transfer Doc | 0000022078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N646 CRANBERRY LN, ST CHARLES, IL 60175-8237 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | LN5N646 CRANBERRY LN, SAINT CHARLES, IL 60175 |
| Document Number | 0000042564 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022K042564 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 25, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 25, 2017 |
| Property Address | 5N646 CRANBERRY LN, ST CHARLES, IL 60175-8237 |
| Document Number | 0000038335 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 2017K038335 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5N646 CRANBERRY LN, SAINT CHARLES, IL 60175-8237 |
| Document Number | 0000038336 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017K038336 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 5N646 Cranberry Ln was $10,667 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,667.00 Homeowner's exemption | $156,456 (+8.43%) Land $22,165 Building $134,291 | $469,556 (+8.43%) Land $66,522 Building $403,034 |
| 2024 | $144,292 Land $20,442 Building $123,850 | $433,049 Land $61,351 Building $371,699 | |
| 2022 | $10,516.00 (+3.52%) Homeowner's exemption | $117,544 (+5.91%) Land $16,652 Building $100,892 | $352,632 (+5.91%) Land $49,956 Building $302,676 |
| 2021 | $10,158.00 Homeowner's exemption | $110,985 Land $15,723 Building $95,262 | $332,955 Land $47,169 Building $285,786 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5N646 Cranberry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5N646 Cranberry Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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