5N385 Sanctuary Ln, Saint Charles, IL 60175 Property Records

Kane County property record for 5N385 Sanctuary Ln, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,048 sqft · built 1994
Lot Size	1.28 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-454-002`

Property Details

APN / Parcel Number

Primary APN	`08-17-454-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	5,612 sqft
Basement Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Frame
Lot Area	56,192 sqft
Garage Type	Attached
Garage Area	908 sqft
Parking Spaces	4 Parking Spaces
Deck Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5N385 SANCTUARY LN
City	SAINT CHARLES
State	IL
Zip	60175-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HAZELWOOD 2
Legal Block	2
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2024
Census Tract	852405

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5N385 SANCTUARY LN, SAINT CHARLES, IL 60175-8137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	20216546
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 26, 2021
Property Address	5N385 SANCTUARY LN, ST CHARLES, IL 60175-8137
Document Number	0000006546
Instrument Date	Jan 13, 2021
Instrument	2021K006546
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5N385 SANCTUARY LN, SAINT CHARLES, IL 60175-8137
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006547
Date	Jan 26, 2021
Instrument	2021K006547

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Lily Lake Village
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$204,873 (+8.43%) Land $26,874 Building $177,999	$614,865 (+8.43%) Land $80,654 Building $534,211
2024		$188,945 (+22.76%) Land $24,785 Building $164,160	$567,062 (+22.81%) Land $74,385 Building $492,677
2022	Disabled Person's exemption Veteran's exemption	$153,919 Land $20,190 Building $133,729	$461,757 Land $60,570 Building $401,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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