5N232 Meadow Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 5N232 Meadow Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,438 sqft · built 1972
Lot Size	0.475 acres (20,691 sqft)
Owner	Individual Name on File
Last Sale	$365,500 (Jul 2021)
Tax Bill	$8,867 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-15-352-002`

Property Details

APN / Parcel Number

Primary APN	`09-15-352-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,438 sqft Living Area
Basement Area	1,219 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,691 sqft (0.475 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5N232 MEADOW DR
City	SAINT CHARLES
State	IL
Zip	60175-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 045-FRMNGTN,FLDCREST
Legal Subdivision	FARMINGTON
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1030
Census Tract	852103

Owner

5N232 Meadow Dr is owned and occupied by an individual who bought it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5N232 MEADOW DR, SAINT CHARLES, IL 60175-5180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Deed Document Number	202151932
Prior Transfer Date	Nov 6, 2014
Prior Transfer Doc	0000056978
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 7, 2021
Property Address	5N232 MEADOW DR, ST CHARLES, IL 60175-5180
Document Number	0000051932
Instrument Date	May 26, 2021
Instrument	2021K051932
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 FESTIVAL COURT #3B # 3B, 3B, HOFFMAN ESTATES, IL 60169

Mortgage

Document Number	0000051933
Date	Jul 7, 2021
Instrument	2021K051933

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.04%

Tax Assessment & Valuation

The 2025 property tax bill for 5N232 Meadow Dr was $8,867 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,867.00 Homeowner's exemption Senior Citizen's exemption	$148,815 (+8.53%) Land $40,417 Building $108,398	$446,624 (+8.53%) Land $121,300 Building $325,324
2024		$137,118 Land $37,240 Building $99,878	$411,519 Land $111,765 Building $299,754
2022	$8,515.00 (+15.63%) Homeowner's exemption	$117,331 (+8.52%) Land $36,893 Building $80,438	$351,993 (+8.52%) Land $110,679 Building $241,314
2021	$7,364.00 Homeowner's exemption	$108,120 Land $35,166 Building $72,954	$324,360 Land $105,498 Building $218,862

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5N232 Meadow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5N232 Meadow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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