Kane County property record for 5N191 Fox Bluff Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,393 sqft · built 1987 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $774,000 (Jun 2026) |
| Tax Bill | $14,002 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-15-351-008 |
| Primary APN | 09-15-351-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,393 sqft Living Area |
| Basement Area | 1,310 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 50,094 sqft |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5N191 FOX BLUFF DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 045-FRMNGTN,FLDCREST |
| Legal Subdivision | FIELDCREST BY FOX |
| Legal Block | 4 |
| Legal Lot Number | 25 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 852103 |
Source: Kane County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3520 SAGEHILL RD, BILLINGS, MT 59101-9097 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Jun 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Jan 31, 2023 | Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 2, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jun 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Jan 31, 2023 · Amount on Record |
| Deed Document Number | 202625228 |
| Prior Transfer Date | Nov 9, 1998 |
| Prior Transfer Doc | 0000031579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 27, 2026 |
| Property Address | 5N191 FOX BLUFF DR, SAINT CHARLES, IL 60175-5175 |
| Document Number | 0000037295 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 202637295 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 5N191 FOX BLUFF DR, SAINT CHARLES, IL 60175-5175 |
| Document Number | 0000037295, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202637295 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 17, 2026 |
| Property Address | 5N191 FOX BLUFF DR, SAINT CHARLES, IL 60175-5175 |
| Document Number | 0000025228 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202625228 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,261.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3520 SAGEHILL RD, BILLINGS, MT 59101-9097 |
| Document Number | 0000025229, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202625229 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 31, 2023 |
| Property Address | 5N191 FOX BLUFF DR, ST CHARLES, IL 60175-5175 |
| Document Number | 0000003123 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023K003123 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5N191 FOX BLUFF DR, SAINT CHARLES, IL 60175-5175 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4725 GAWAIN PLACE, COLUMBIA, MD 21045 |
| Document Number | 0000003124 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023K003124 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N191 FOX BLUFF DR, ST CHARLES, IL 60175-5175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051472 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 2017K051472 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.74% |
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 2, 2017 |
| Property Address | 5N191 FOX BLUFF DR, ST CHARLES, IL 60175-5175 |
| Document Number | 0000028131 |
| Instrument Date | May 30, 2017 |
| Instrument | 28131 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 N 191 FOX BLUFF DR ST CHARLES IL 60175, ST CHARLES, IL 60175 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223,344 (+8.53%) Land $40,417 Building $182,927 | $670,300 (+8.53%) Land $121,300 Building $549,001 | |
| 2024 | $14,002.00 (+11.11%) | $205,790 (+17.09%) Land $37,240 Building $168,550 | $617,617 (+17.14%) Land $111,765 Building $505,852 |
| 2022 | $12,602.00 (+6.18%) Homeowner's exemption | $175,750 (+4.91%) Land $36,893 Building $138,857 | $527,250 (+4.91%) Land $110,679 Building $416,571 |
| 2021 | $11,868.00 Homeowner's exemption | $167,524 Land $35,166 Building $132,358 | $502,572 Land $105,498 Building $397,074 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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