5N159 Oak Leaf Ct, Saint Charles, IL 60174 Property Records

Kane County property record for 5N159 Oak Leaf Ct, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 992 sqft · built 1930
Lot Size0.77 acres (3,366 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (Aug 2013)
Tax Bill$1,662 (2025)
Flood ZoneZone X (minimal risk)
APN09-15-456-005

Property Details

APN / Parcel Number

Primary APN09-15-456-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area992 sqft
Basement Area720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1969
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,366 sqft (0.77 acres)
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5N159 OAK LEAF CT
CitySAINT CHARLES
StateIL
Zip60174-4926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 48FT S 53FT (EX N 9 FT E 26 FT THEREOF) LOT 17 IN RIVER GROVE 2ND ADD.
Legal SubdivisionTHEREOF)
Legal Block4
Legal Lot Number17
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4035
Census Tract852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5N159 OAK LEAF CT, SAINT CHARLES, IL 60174-4926
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2013 · Amount on Record
Deed SaleAug 5, 2013 · Amount on Record
Prior SaleDec 10, 2010
Deed Document Number201357418
Last Transfer DateMay 16, 2014
Transfer Doc0000024535
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,662.00 (-27.3%) Homeowner's exemption Senior Citizen's exemption$66,446 (+8.53%) Land $20,208 Building $46,238$199,418 (+8.53%) Land $60,648 Building $138,770
2024$61,224 (+19.12%) Land $18,620 Building $42,604$183,745 (+19.17%) Land $55,882 Building $127,863
2022$2,286.00 (+0.88%) Homeowner's exemption$51,396 (+4.91%) Land $18,446 Building $32,950$154,188 (+4.91%) Land $55,338 Building $98,850
2021$2,266.00 Homeowner's exemption$48,991 Land $17,583 Building $31,408$146,973 Land $52,749 Building $94,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims36 (1978–2020)
Claims Outside the SFHA8 of 36
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND SUBDIVISION
private · serves 50 people · EPA ID IL0895530
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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