5N130 Dover Hill Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 5N130 Dover Hill Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 6,178 sqft · built 2001
Lot Size1.5 acres (65,340 sqft)
Owner2 Company Names on Record
Last Sale$1,225,000 (Apr 2022)
Tax Bill$30,311 (2025)
Deeds & MortgagesMar 2026 Transfer
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-16-377-046

Property Details

APN / Parcel Number

Primary APN09-16-377-046

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms16 Rooms
Stories2 Stories
Building Area6,178 sqft Living Area
Basement Area2,541 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeHip
Roof MaterialWood
Lot Area65,340 sqft
Garage TypeAttached
Garage Area997 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5N130 DOVER HILL RD
CitySAINT CHARLES
StateIL
Zip60175-5109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 044-CRANE ROAD
Legal SubdivisionCRANE ROAD ESTATES
Legal Block4
Legal Lot Number44,45
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4004
Census Tract852103

Owner

Source: Kane County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5N130 DOVER HILL RD, SAINT CHARLES, IL 60175-5109
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Intrafamily Transfer, Transfer
Apr 7, 2022Warranty Deed, Transfer · Conventional Mortgage
EVANSVILLE TEACHERS FCU
Jan 14, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2022 · Amount on Record
Deed SaleApr 7, 2022 · Amount on Record
Prior SaleJan 14, 2021 · Amount on Record
Deed Document Number202219108
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 20, 2026
Property Address5N130 DOVER HILL RD, ST CHARLES, IL 60175-5109
Document Number0000011260
Instrument DateMar 11, 2026
Instrument2026K011260
Transaction TypeTransfer
Record UpdatedMar 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5N130 DOVER HILL RD, ST CHARLES, IL 60175-5109

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 7, 2022
Property Address5N130 DOVER HILL RD, ST CHARLES, IL 60175-5109
Document Number0000019108
Instrument DateMar 16, 2022
Instrument2022K019108
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressOEN130 DEVER HILL RD, SAINT CHARLES, IL 60175

Mortgage

Document Number0000019109
DateApr 7, 2022
Instrument2022K019109
Lender
NameEVANSVILLE TEACHERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.12%
IndexOther
Margin3
Max Rate8.12%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 14, 2021
Property Address5N130 DOVER HILL RD, ST CHARLES, IL 60175-5109
Document Number0000003284
Instrument DateNov 23, 2020
Instrument2021K003284
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4187 E WALNUT ST, 4187, WESTERVILLE, OH 43081-9679

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5N130 DOVER HILL RD, SAINT CHARLES, IL 60175-5109

Mortgage

Document Number0000003285
DateJan 14, 2021
Instrument2021K003285
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,311.00 (+2.24%) Homeowner's exemption$442,813 (+8.53%) Land $79,519 Building $363,294$1,328,971 (+8.53%) Land $238,652 Building $1,090,318
2024$29,648.00 (+6.33%)$408,010 (+15.96%) Land $73,269 Building $334,741$1,224,520 (+16.01%) Land $219,895 Building $1,004,625
2022$27,882.00 (+10.96%) Homeowner's exemption$351,852 (+11.65%) Land $86,249 Building $265,603$1,055,556 (+11.65%) Land $258,747 Building $796,809
2021$25,128.00 Homeowner's exemption$315,130 Land $82,212 Building $232,918$945,390 Land $246,636 Building $698,754

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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