Kane County property record for 5N092 Oak Ct, Saint Charles, IL 60175 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,410 sqft · built 1977 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $354,000 (Jun 2019) |
| Tax Bill | $11,116 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-16-378-003 |
| Primary APN | 09-16-378-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Living Area |
| Basement Area | 996 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5N092 OAK CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 MIDDLECREEK |
| Legal Subdivision | MIDDLECREEK |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 852103 |
Source: Kane County records · APN 09-16-378-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5N092 OAK CT, SAINT CHARLES, IL 60175-4921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CO |
| Jun 21, 2019 | Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Aug 09, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Prior Sale | Apr 11, 1995 · Amount on Record |
| Deed Document Number | 201926046 |
| Prior Transfer Date | Jul 24, 2018 |
| Prior Transfer Doc | 0000038823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5N092 OAK CT, ST CHARLES, IL 60175-4921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029535 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021K029535 |
| Name | FIRST CENTENNIAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 21, 2019 |
| Property Address | 5N092 OAK CT, ST CHARLES, IL 60175-4921 |
| Document Number | 0000026046 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2019K026046 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FOX TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5N092 OAK CT, SAINT CHARLES, IL 60175-4921 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026047 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 2019K026047 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 09, 2018 |
| Property Address | 5N092 OAK CT, ST CHARLES, IL 60175-4921 |
| Document Number | 0000038823 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 38823 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5N092 OAK CT ST CHARLES IL 601754921, ST CHARLES, IL 60175-4921 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,116.00 (+15.57%) Homeowner's exemption | ||
| 2024 | $150,171 (+13.98%) Land $46,550 Building $103,621 | $450,693 (+14.03%) Land $139,706 Building $310,987 | |
| 2022 | $9,618.00 (+6.08%) Homeowner's exemption | $131,748 (+4.91%) Land $45,192 Building $86,556 | $395,244 (+4.91%) Land $135,576 Building $259,668 |
| 2021 | $9,067.00 Homeowner's exemption | $125,582 Land $43,077 Building $82,505 | $376,746 Land $129,231 Building $247,515 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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