5N055 Ridge Ln, Wayne, IL 60184 Property Records

DuPage County property record for 5N055 Ridge Ln, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,200 sqft · built 1969
Lot Size	2.51 acres (109,771 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,812 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-302-003`

Property Details

APN / Parcel Number

Primary APN	`01-16-302-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	4,403 sqft
Basement Area	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Tri-Level
Roof Type	Gable
Lot Area	109,771 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5N055 RIDGE LN
City	WAYNE
State	IL
Zip	60184-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EAST WAYNE RIDGE SUB
Legal Subdivision	EAST WAYNE RIDGE SUB
Legal Lot Number	12
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2002
Census Tract	841310

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5N055 RIDGE LN, WAYNE, IL 60184-2403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 23, 2026	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 16, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Dec 21, 2016	Deed of Trust, Mortgage · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026
Deed Sale	Apr 23, 2026
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	202626480
Prior Transfer Date	Apr 13, 2026
Prior Transfer Doc	0000026480
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	5N055 RIDGE LN, WAYNE, IL 60184-2403
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5N055 RIDGE LN, WAYNE, IL 60184-2403

Mortgage

Document Number	0000054966
Date	Aug 28, 2023
Instrument	R2023-054966

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2051

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 23, 2026
Property Address	5N055 RIDGE LN, WAYNE, IL 60184-2403
Document Number	0000026480
Instrument Date	Apr 13, 2026
Instrument	202626480
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5N055 RIDGE LN, WAYNE, IL 60184-2403

Mortgage

Document Number	0000026481,
Date	Apr 23, 2026
Instrument	202626481

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 16, 2019
Property Address	5N055 RIDGE LN, WAYNE, IL 60184-2403
Document Number	0000070395
Instrument Date	Jul 22, 2019
Instrument	70395
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	LANDTRUST NATIONAL TITLE SERVICES, LANDTRUST NAT'L TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5N055 RIDGE LN WAYNE IL 601842403, WAYNE, IL 60184-2403

Mortgage

Document Number	70396
Date	Aug 16, 2019
Instrument	70396

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	5N055 RIDGE LN, WAYNE, IL 60184-2403
Document Number	0000004409
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5N055 RIDGE LN WAYNE IL 601842403, WAYNE, IL 60184-2403

Mortgage

Document Number	0000004409
Date	Jan 12, 2017
Instrument	4409

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 11, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,812.00 (+2.71%)	$200,249 (+8.7%) Land $75,108 Building $125,141	$600,747 (+8.7%) Land $225,324 Building $375,423
2024	$12,474.00 (+10.15%)	$184,222 (+18.6%) Land $69,097 Building $115,125	$552,666 (+18.6%) Land $207,291 Building $345,375
2022	$11,325.00 Homeowner's exemption	$155,330 Land $58,260 Building $97,070	$465,990 Land $174,780 Building $291,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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