5J Havens Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 5J Havens Rd, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,292 sqft · built 1985
Lot Size	0.998 acres (43,485 sqft)
Owner	Individual Name on File
Tax Bill	$5,276 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEST M:6 B:11`

Property Details

APN / Parcel Number

Primary APN	`WEST M:6 B:11`
Alternative APNs	`M:006 B:11 L` `13267950`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	4,594 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,485 sqft (0.998 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13267950
Street Address	5J HAVENS RD
City	WESTERLY
State	RI
Zip	02891-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1002
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:6 B:11

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5J HAVENS RD, WESTERLY, RI 02891-1160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Recording Date	Jul 14, 2026
Property Address	5J HAVENS RD, WESTERLY, RI 02891-1160
Document Number	0000002368
Book / Page	2026 / 10784
Instrument Date	Jul 03, 2026
Instrument	20262368
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5J HAVENS RD, WESTERLY, RI 02891-1160

Mortgage

Document Number	0000002368,
Date	Jul 14, 2026
Book Page	2026/10784
Instrument	20262368

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2051

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,276.00 (+14.2%)	$742,100 (+54.51%) Land $213,500 Building $528,600
2023	$4,620.00 (+0.61%)	$480,300 (-) Land $152,800 Building $327,500
2022	$4,592.00	$480,300 Land $152,800 Building $327,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force 6 of 8 on primary residences
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Apr 2010), 6 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 20% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.