5998 Gaines Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5998 Gaines Rd, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,176 sqft · built 1968
Lot Size	5.1 acres (222,243 sqft)
Owner	2 Owner Names on Record
Last Sale	$287,500 (Jun 2009)
Tax Bill	$6,551 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0202-0097-00`

Property Details

APN / Parcel Number

Primary APN	`550-0202-0097-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,280 sqft
2nd Floor Area	896 sqft
Basement Area	1,280 sqft
Finished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	222,243 sqft (5.1 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5998 GAINES RD
City	CINCINNATI
State	OH
Zip	45247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINES RD 5.1023 AC R2- T2- S24 NE
Legal Subdivision	WHITE OAK HILLS
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2003
Census Tract	20812

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5998 GAINES RD, CINCINNATI, OH 45247
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2009 · Amount on Record
Deed Sale	Jun 8, 2009 · Amount on Record
Prior Sale	Jan 4, 2006
Deed Document Number	09-075731
Deed Book / Page	11159 / 00578
Prior Transfer Date	Jun 4, 2009
Prior Transfer Doc	0000075731
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5998 GAINES RD, CINCINNATI, OH 45247
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 GAINES RD, CINCINNATI, OH 45247-5820

Mortgage

Document Number	0000022646
Date	Mar 2, 2022
Book Page	14615/1548
Instrument	2022-0022646

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5998 GAINES RD, CINCINNATI, OH 45247
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142689
Date	Nov 29, 2021
Book Page	14552/2774
Instrument	2021-0142689

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5998 GAINES RD, CINCINNATI, OH 45247
Document Number	0000099993
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5998 GAINES RD CINCINNATI OH 45247, CINCINNATI, OH 45247

Mortgage

Document Number	0000099993
Date	Nov 13, 2019
Book Page	014043/002066
Instrument	99993

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,551.00 (+1.83%)	$120,509 (-) Land $36,348 Building $84,161
2024	$6,433.00 (-0.16%)	$120,509 (-) Land $36,348 Building $84,161
2023	$6,443.00 (-13.78%)	$120,509 (+5.54%) Land $36,348 Building $84,161	$344,310 (+5.54%) Land $103,850 Building $240,460
2022	$7,473.00 Homeowner's exemption	$114,181 Land $36,890 Building $77,291
2020			$326,230 Land $105,400 Building $220,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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