5997 S FM 372, Gainesville, TX 76240 Property Records

Cooke County property record for 5997 S FM 372, Gainesville, TX 76240

Property Summary

Property TypeRural Home
Details3 bd · 3.5 ba · 3,072 sqft · built 2024
Lot Size25 acres (1,089,000 sqft)
OwnerIndividual Name on File
Last Sale$1,941,250 (Aug 2023)
Tax Bill$11,522 (2026)
Deeds & MortgagesAug 2023 Construction Loan
Dec 2023 Transfer
Flood ZoneZone A (high risk)
APN0654-003-00001

Property Details

APN / Parcel Number

Primary APN0654-003-00001
Alternative APN
  • 111106

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,072 sqft Living Area
1st Floor Area5,986 sqft
2nd Floor Area696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialSiding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area1,089,000 sqft (25 acres)
Garage TypeMixed
Garage Area1,092 sqft
Parking Spaces5 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0654-003-00001
Street Address5997 S FM 372
CityGAINESVILLE
StateTX
Zip76240-8345
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionMARTIN D 0654 ACRES 25.0 DEATH DEED FILED
Legal SubdivisionMARTIN D
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE SOUTHEAST
Census Block Group2
Census Block2021
Census Tract702

Owner

5997 S FM 372, a rural home, is owned and occupied by an individual who acquired it in December 2023.

Source: Cooke County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5997 S FM 372, GAINESVILLE, TX 76240-8345
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Deed of Trust, Mortgage · Construction Mortgage
CADENCE BANK NA
Dec 28, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2023 · Amount on File
Deed SaleAug 7, 2023 · Amount on File
Prior SaleAug 19, 2021 · Amount on File
Deed Document Number20235272
Deed Book / Page2594 / 744
Last Transfer DateDec 28, 2023
Transfer Doc0002620/56
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address5997 S FM 372, GAINESVILLE, TX 76240-8345
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address11408 CULBERSON DR, AUBREY, TX 76227-8068

Mortgage

Document Number002594/755
DateAug 7, 2023
Book Page2594/755
Instrument2023-05274
Lender
NameCADENCE BANK NA
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateMar 1, 2030
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year T-Bill
Max Rate11.5%

December 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOKE TX
Recording DateDec 28, 2023
Property Address5997 S FM 372, GAINESVILLE, TX 76240-8345
Document Number0002620/56
Book / Page2620 / 56
Map ReferenceVOL 1152 PG 356
Instrument DateDec 28, 2023
Instrument2023-8466
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5949 S FM 372, GAINESVILLE, TX 76240

Transferred To (Grantee/Buyer)

NameVerified Name
Address5949 S FM 372, GAINESVILLE, TX 76240
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5997 S FM 372 was $11,522.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictValley View Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,522.00 (-0.03%)$789,686 (-0.04%)$1,534,630 (-) Land $800,167 Building $734,463
2025$11,525.00 (+287.79%)$789,970 Land $55,507 Building $734,463$1,534,630 Land $800,167 Building $734,463
2024$2,972.00
2023$2,300 Land $2,300$527,084 Land $527,084

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5997 S FM 372 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5997 S FM 372 is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 65% of Texas
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNTAIN SPRINGS WSC
serves 3,756 people · EPA ID TX0490027
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Element8
Fixed Wireless
500 / 100
Nextlink
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
ElektraFi
Fixed Wireless
100 / 20

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