Santa Rosa County property record for 5996 Cherokee Dr, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 1988 |
| Lot Size | 0.403 acres (17,555 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,000 (Sep 2019) |
| Tax Bill | $1,018 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-2N-28-0000-02106-0000 |
| Primary APN | 17-2N-28-0000-02106-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 1,494 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 17,555 sqft (0.403 acres) |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 230 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5996 CHEROKEE DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2019* COM AT NW CORNER OF NW4 OF SE4 OF SECTION 17 TOWNSHIP 2 NORTH RNAGE 28 WEST THN S0*0'E ALONG W LN 1178.52 FT THN S89*46'54 E 20 FT TO POB & CONTINUE 104 FT THN S0*0'E 169.08 FT TO N R/W OF CHEROKEE RD THN N89*06' 19W ALO |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 17 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10506 |
5996 Cherokee Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Santa Rosa County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5996 CHEROKEE DR, MILTON, FL 32570-6512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 16, 2019 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on File |
| Deed Sale | Sep 16, 2019 · Amount on File |
| Prior Sale | Jun 25, 2007 · Amount on File |
| Deed Document Number | 201941180 |
| Deed Book / Page | 3870 / 423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 5996 CHEROKEE DR, MILTON, FL 32570-6512 |
| Document Number | 0000021252 |
| Book / Page | 4737 / 1393 |
| Instrument Date | Apr 19, 2026 |
| Instrument | 202621252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5996 CHEROKEE DR, MILTON, FL 32570-6512 |
| Document Number | 0000021252, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 4737/1393 |
| Instrument | 202621252 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 16, 2019 |
| Property Address | 5996 CHEROKEE DR, MILTON, FL 32570-6512 |
| Document Number | 0038700423 |
| Book / Page | 003870 / 000423 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 41180 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | CLEAR TITLE/NW FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,001.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5996 CHEROKEE DR MILTON FL 325706512, MILTON, FL 32570-6512 |
| Document Number | 38700425 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 003870/000425 |
| Instrument | 41181 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134,949 (+14.38%) | $184,800 (+12.42%) Land $17,600 Building $167,200 | |
| 2024 | $1,018.00 (+2.62%) Homeowner's exemption | $117,985 (+3%) | $164,380 (+1.16%) Land $14,000 Building $150,380 |
| 2023 | $992.00 (+2.9%) Homeowner's exemption | $114,549 (+3%) | $162,494 (+5.31%) Land $14,000 Building $148,494 |
| 2022 | $964.00 Homeowner's exemption | $111,213 | $154,298 Land $14,000 Building $140,298 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5996 Cherokee Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5996 Cherokee Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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