5990 N Gleaner Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 5990 N Gleaner Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Oct 2025)
Tax Bill	$614 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-32-2004-000`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-32-2004-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,923 sqft (1.72 acres)
Lot Dimensions	494 ft deep x 302 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5990 N GLEANER RD
City	FREELAND
State	MI
Zip	48623-9243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	BEG AT NW CORN OF SEC 32 TH E 245 FT TH S 160 FT TH W 245.14 FT TH N 151.91 FT TO POB - 0.90 ACRE SEC 32 T13N R3E ***CHANGED LEGAL TO MATCH SURVEY NO RS-476 09/09/15
Legal Range	03E
Legal Township	13N
Legal Section	32
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1060
Census Tract	10102

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4760 N WATER RD, SANFORD, MI 48657-9135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	202524891
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5990 N GLEANER RD, FREELAND, MI 48623-9243
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5990 N GLEANER RD, FREELAND, MI 48623-9243

Mortgage

Document Number	0000016981
Date	May 4, 2021
Instrument	2021016981

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 22, 2025
Property Address	5990 N GLEANER RD, FREELAND, MI 48623-9243
Document Number	0000024891
Instrument Date	Oct 17, 2025
Instrument	2025024891
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5990 N GLEANER RD, FREELAND, MI 48623-9243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 N WATER RD, SANFORD, MI 48657-9135

Mortgage

Document Number	0000024892
Date	Oct 22, 2025
Instrument	2025024892

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 12, 2022
Property Address	5990 N GLEANER RD, FREELAND, MI 48623-9243
Document Number	0000026832
Instrument Date	Oct 7, 2022
Instrument	2022026832
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5990 N GLEANER RD, 5990, FREELAND, MI 48623-9243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11701 MAGNOLIA DR, FREELAND, MI 48623-8421

Mortgage

Document Number	0000026833
Date	Oct 12, 2022
Instrument	2022026833

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,000 (+0.84%)	$144,000 (+0.84%)
2025	$614.00 (-72.14%) Homeowner's exemption	$71,400 (+26.37%)	$142,800 (+26.37%)
2024	$2,204.00 (+20.31%)
2023		$56,500	$113,000
2022	$1,832.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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