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5990 Cedar Tree Ln, Naples, FL 34116 Property Records

Collier County property record for 5990 Cedar Tree Ln, Naples, FL 34116

Property Summary

Property TypeSingle Family Home
Details2,211 sqft · built 2022
Lot Size2.73 acres (118,919 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Oct 2020)
Tax Bill$9,520 (2025)
Deeds & MortgagesJul 2021 Construction Loan
Oct 2020 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN336100 58 14B20

Property Details

APN / Parcel Number

Primary APN336100 58 14B20
Alternative APNs
  • 382248000030733005814
  • 38224800003

Interior

Building Area2,211 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeMasonry / Concrete Block
Lot Area118,919 sqft
Deck AreaDeck Area

Location & Zoning

Street Address5990 CEDAR TREE LN
CityNAPLES
StateFL
Zip34116-5406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 31 W 180FT OF TR 58
Legal Range26
Legal Township49
Legal Section20
Legal SubdivisionGOLDEN GATE EST UNIT 31
Legal Tract58
Legal Block2
Legal Lot Number1
Legal Unit31
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2002
Census Tract10408

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5990 CEDAR TREE LN, NAPLES, FL 34116-5406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Construction Mortgage
LAKE MICHIGAN CU
Oct 26, 2020Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on Record
Deed SaleOct 26, 2020 · Amount on Record
Prior SaleAug 11, 1999 · Amount on Record
Deed Document Number20205943653
Deed Book / Page5834 / 3954
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address5990 CEDAR TREE LN, NAPLES, FL 34116-5406
Transaction TypeMortgage
Record UpdatedJan 29, 2024
Title CompanyLEGACY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 14TH ST SE, NAPLES, FL 34117-3686
InvestorPossibly a Property Investor

Mortgage

Document Number0059800195
DateJul 12, 2021
Book Page5980/195
Instrument6093694
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueAug 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 26, 2020
Property Address5990 CEDAR TREE LN, NAPLES, FL 34116-5406
Document Number0058343954
Book / Page5834 / 3954
Map ReferenceMB 7 PG 59
Instrument DateOct 23, 2020
Instrument5943653
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCOTTRELL TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10686 GULF SHORE DR # DRA-102, 10686, NAPLES, FL 34108-3041

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 14TH ST SE, NAPLES, FL 34117-3686

Mortgage

Document Number0058343956
DateOct 26, 2020
Instrument5834/3956
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateNov 1, 2023
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change5.25%
Index1-Year CMT
Max Rate8.25%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$987,594 (+7.16%)$1,199,336 (+17.04%) Land $690,690 Building $508,646
2025$9,520.00 (+4.71%) Homeowner's exemption$921,617 (+13.5%)$1,024,733 (+11.21%) Land $625,170 Building $399,563
2023$9,092.00 (+184.13%)$812,032 (+267.9%)$921,409 (+132.77%) Land $352,170 Building $569,239
2022$3,200.00$220,721$395,850 Land $395,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 157 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims5 (2017–2022)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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