599 Tag Ln, Ramona, CA 92065 Property Records

San Diego County property record for 599 Tag Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1990
Lot Size	0.218 acres (9,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2015)
Tax Bill	$5,541 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-380-10-00`

Property Details

APN / Parcel Number

Primary APN	`282-380-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,490 sqft (0.218 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	599 TAG LN
City	RAMONA
State	CA
Zip	92065-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 10 TR 012185
Legal Subdivision	RAMONA 4610
Legal Tract	012185
Legal Block	4
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4008
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	599 TAG LN, RAMONA, CA 92065-2709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2015 · Amount on Record
Deed Sale	Oct 28, 2015 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Document Number	2015563599
Prior Transfer Date	Apr 15, 2013
Prior Transfer Doc	0000260685
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	599 TAG LN, RAMONA, CA 92065-2709
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 TAG LN, RAMONA, CA 92065-2709

Mortgage

Document Number	0000338865
Date	Dec 11, 2023
Instrument	2023-0338865

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	599 TAG LN, RAMONA, CA 92065-2709
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 TAG LN, RAMONA, CA 92065-2709

Mortgage

Document Number	0000623219
Date	Sep 1, 2021
Instrument	2021-0623219

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	599 TAG LN, RAMONA, CA 92065-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000491668
Date	Oct 29, 2019
Instrument	2019-0491668

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	599 TAG LN, RAMONA, CA 92065-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444967
Date	Aug 11, 2020
Instrument	2020-0444967

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,719 (+2%) Land $132,213 Building $308,506
2025	$5,541.00 (+7.36%) Homeowner's exemption	$432,078 (+4.04%) Land $129,621 Building $302,457
2023	$5,161.00 (-2.33%) Homeowner's exemption	$415,302 Land $124,589 Building $290,713
2022	$5,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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