599 Stepp Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 599 Stepp Rd, Hendersonville, NC 28792

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,620 sqft · built 2009
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9671307149`

Property Details

APN / Parcel Number

Primary APN	`9671307149`
Alternative APNs	`00967130714955` `9970151`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2013
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	138,956 sqft (3.19 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	474 sqft
Patio Area	270 sqft
Canopy	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9970151
Street Address	599 STEPP RD
City	HENDERSONVILLE
State	NC
Zip	28792-6590
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9970151~R2
Legal Description	SR1560 ON STEPP RD PL2002-4054
Legal Subdivision	MAP SURV MADE HABITAT HUMANITY
Legal Block	30
Legal Lot Number	7149
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1010
Census Tract	930401

Owner

599 Stepp Rd, a residential property, is owned and occupied by two individuals.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	599 STEPP RD, HENDERSONVILLE, NC 28792-6590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	599 STEPP RD, HENDERSONVILLE, NC 28792-6590
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	TITLE COMPANY TRYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036370225
Date	Jan 19, 2021
Book Page	3637/225
Instrument	942916

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	599 STEPP RD, HENDERSONVILLE, NC 28792-6590
Document Number	0031340246
Book / Page	003134 / 000246
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRSTT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	599 STEPP RD HENDERSONVILLE NC 287926590, HENDERSONVILLE, NC 28792-6590

Mortgage

Document Number	0031340246
Date	Nov 28, 2017
Book Page	003134/000246
Instrument	874497

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 599 Stepp Rd was $2,074.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,900 Land $81,300 Building $298,600
2025	$2,074.00
2023		$385,900 Land $81,300 Building $304,600	$379,900 Land $81,300 Building $298,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 599 Stepp Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 599 Stepp Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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