599 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 599 E Main St, Frankfort, KY 40601

Property Summary

Property TypeCommercial
OwnerCompany Name on Record
Last Sale$220,000 (Aug 2024)
Tax Bill$2,635 (2025)
Deeds & MortgagesDec 2011 Mortgage
Oct 2010 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN074-23-05-008.00

Property Details

APN / Parcel Number

Primary APN074-23-05-008.00
Alternative APNs
  • 70357
  • 76095
  • 80296
  • 80295

Interior

Stories1 Story

Exterior

Exterior MaterialStucco
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number80295
Street Address599 E MAIN ST
CityFRANKFORT
StateKY
Zip40601-2332
Property CategoryCommercial
Property TypeCommercial > Retail
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2007
Census Tract70602

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1030 RUELAND DR, LAWRENCEBURG, KY 40342-9093
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2011Deed of Trust, Mortgage · FmHA Mortgage
FARMERS BANK & CAPITAL TRUST CO
Oct 7, 2010Deed of Trust, Mortgage · Commercial Mortgage
FARMERS BANK & CAPITAL TRUST CO
Sep 15, 2014Deed of Trust, Mortgage · Construction Mortgage
FARMERS BANK & CAPITAL TRUST CO
Oct 8, 2010Deed of Trust, Mortgage · Commercial Mortgage
FARMERS BANK & CAPITAL TRUST CO
Aug 13, 2024Deed, Transfer
Mar 7, 2022Deed, Transfer
May 6, 2016Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2024 · Amount on Record
Deed SaleAug 13, 2024 · Amount on Record
Prior SaleJul 14, 2021 · Amount on Record
Deed Document Number2024849898
Deed Book / Page629 / 699
Record UpdatedJun 8, 2026

December 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address599 E MAIN ST, FRANKFORT, KY 40601-2332
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1223/751
DateDec 20, 2011
Book PageM1223/751
Instrument379938
Lender
NameFARMERS BANK & CAPITAL TRUST CO
AddressFRANKFORT, KY 40601
Agreement
TypeFmHA Mortgage
AmountAmount Recorded
Term36 Months
DueDec 15, 2014

October 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address599 E MAIN ST, FRANKFORT, KY 40601-2332
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1184/066
DateOct 7, 2010
Book PageM1184/066
Instrument363563
Lender
NameFARMERS BANK & CAPITAL TRUST CO
TypeNon-Lending Institution
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueOct 10, 2035

September 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address599 E MAIN ST, FRANKFORT, KY 40601-2332
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1322/602
DateSep 15, 2014
Book PageM1322/602
Instrument420694
Lender
NameFARMERS BANK & CAPITAL TRUST CO
AddressFRANKFORT, KY 40601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term123 Months
DueDec 15, 2024

October 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address599 E MAIN ST, FRANKFORT, KY 40601-2332
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1184/030
DateOct 8, 2010
Book PageM1184/030
Instrument363560
Lender
NameFARMERS BANK & CAPITAL TRUST CO
TypeNon-Lending Institution
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueOct 15, 2011

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateAug 13, 2024
Property Address599 E MAIN ST, FRANKFORT, KY 40601-2332
Document Number00D629/699
Book / PageD629 / 699
Map ReferenceCAB E SL 136
Instrument DateAug 12, 2024
Instrument849898
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 CEDAR RDG, FRANKFORT, KY 40601-1495

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 RUELAND DR, LAWRENCEBURG, KY 40342-9093

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateMar 7, 2022
Property Address599 E MAIN ST, FRANKFORT, KY 40601-2332
Document Number00D610/293
Book / PageD610 / 293
Map ReferenceCAB E SL 136
Instrument DateMar 4, 2022
Instrument658578
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
Tax$185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 WALMAC ST, FRANKFORT, KY 40601-4828

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 CEDAR RDG, FRANKFORT, KY 40601-1495

May 2016: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionFRANKLIN KY
Recording DateMay 6, 2016
Property Address599 E MAIN ST, FRANKFORT, KY 40601-2332
Document Number00D561/290
Book / PageD561 / 290
Instrument DateApr 13, 2016
Instrument444715
Transaction TypeForeclosure
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 309, FRANKFORT, KY 40602-0309
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,635.00 (+19.23%)$220,000 (+18.92%) Land $75,000 Building $145,000$220,000 (+18.92%) Land $75,000 Building $145,000
2023$2,210.00 (-17.04%)$185,000 (-17.78%)$185,000 (-17.78%)
2022$2,664.00$225,000$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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