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599 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 599 Alligator Dr, Alligator Point, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 2002
Lot Size0.214 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (May 2024)
Tax Bill$3,151 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN32-06S-01W-1061-0001-0030

Property Details

APN / Parcel Number

Primary APN32-06S-01W-1061-0001-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,320 sqft Heated Area
Gross Area2,090 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchOpen Porch
Porch Area570 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address599 ALLIGATOR DR
CityALLIGATOR POINT
StateFL
Zip32346-5101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BLOCK 1 LOT 3 SUN-N-SANDS OR 233/22- OR 183/579 689/163 887/280 1286/558 1353/299 1392/576
Legal Range01W
Legal Township06S
Legal Section32
Legal SubdivisionSUN N SAND BEACHES
Legal Block1
Legal Lot Number3
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2145
Census Tract970102

Owner

599 Alligator Dr is owned and occupied by an individual who bought it in May 2024.

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address599 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Warranty Deed, Transfer · FHA Mortgage
FIRST NATIONAL BANK TEXAS
Jan 6, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Prior SaleDec 29, 2022 · Amount on File
Deed Document Number202419002523
Deed Book / Page1392 / 576
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateDec 29, 2022
Property Address599 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5101
Document Number0019007111
Book / Page1353 / 299
Map ReferenceMB 4 PG 12
Instrument DateAug 31, 2022
Instrument202219007111
Transaction TypeTransfer
Record UpdatedFeb 2, 2023
Title CompanyLOWE TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,152.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48 P A SANDERS RD, SOPCHOPPY, FL 32358-1037

Transferred To (Grantee/Buyer)

NameVerified Name
Address599 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5101

Mortgage

Document Number0000000301
DateDec 29, 2022
Instrument1353/301
Lender
NameFIRST NATIONAL BANK TEXAS
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term357 Months
DueSep 1, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJan 6, 2021
Property Address599 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5101
Document Number0019000078
Book / Page1286 / 558
Map ReferenceMB 4 PG 12
Instrument DateDec 23, 2020
Instrument202119000078
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address599 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5101

Mortgage

Document Number0000000559
DateJan 6, 2021
Instrument1286/559
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 599 Alligator Dr was $3,151, up 59.2% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,151.00 (+59.22%)$330,175 (+37.47%) Land $55,000 Building $275,175$330,175 (+9.4%) Land $55,000 Building $275,175
2024$1,979.00 (-0.35%) Homeowner's exemption$240,176 (+3%)$301,800 (+29.43%) Land $23,000 Building $278,800
2023$1,986.00 (+51.03%) Homeowner's exemption$233,181 (+44.61%) Land $23,000 Building $210,181$233,181 (+6.18%) Land $23,000 Building $210,181
2022$1,315.00 Homeowner's exemption Widower's exemption$161,250$219,614 Land $23,000 Building $196,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 599 Alligator Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 599 Alligator Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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