5989 White Tail Loop, Lakeland, FL 33811 Property Records

Polk County property record for 5989 White Tail Loop, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,880 sqft · built 2000
Lot Size0.293 acres (12,776 sqft)
Owner2 Individual Names on File
Last Sale$228,000 (May 2019)
Tax Bill$2,142 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-29-15-141576-004650

Property Details

APN / Parcel Number

Primary APN23-29-15-141576-004650
Alternative APNs
  • 152923141576004650
  • 52923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,880 sqft Living Area
Gross Area2,321 sqft
1st Floor Area1,880 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area12,776 sqft (0.293 acres)
Lot Dimensions120 ft deep x 106 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft

Exterior Amenities

Pool TypeEnclosed Pool
PorchUnfinished Open Porch
Porch Area219 sqft
Shed1 Shed

Location & Zoning

Street Address5989 WHITE TAIL LOOP
CityLAKELAND
StateFL
Zip33811-4012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionDEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 465
Legal Range23E
Legal Township29S
Legal Section15
Legal SubdivisionDEER BROOKE SOUTH
Legal Tract141576
Legal Block2
Legal Lot Number465
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2020
Census Tract11909

Owner

5989 White Tail Loop is owned and occupied by two individuals who bought it in May 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5989 WHITE TAIL LOOP, LAKELAND, FL 33811-4012
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS
May 22, 2019Warranty Deed, Transfer · Conventional with PMI
NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2019 · Amount on File
Deed SaleMay 22, 2019 · Amount on File
Prior SaleJun 23, 2014 · Amount on File
Deed Document Number2019104919
Deed Book / Page10849 / 500
Prior Transfer DateApr 29, 2014
Prior Transfer Doc0000074000
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5989 WHITE TAIL LOOP, LAKELAND, FL 33811-4012
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074596
DateMar 24, 2021
Book Page11636/391
Instrument2021074596
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueApr 5, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5989 WHITE TAIL LOOP, LAKELAND, FL 33811-4012
Document Number0113200872
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5989 WHITE TAIL LOOP LAKELAND FL 338114012, LAKELAND, FL 33811-4012

Mortgage

Document Number0113200872
DateAug 3, 2020
Book Page011320/000872
Instrument155524
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressTAMPA, FL 33647
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 2, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 22, 2019
Property Address5989 WHITE TAIL LOOP, LAKELAND, FL 33811-4012
Document Number0108490500
Book / Page010849 / 000500
Instrument DateMay 15, 2019
Instrument104919
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,596.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5989 WHITE TAIL LOOP LAKELAND FL 338114012, LAKELAND, FL 33811-4012

Mortgage

Document Number108490501
DateMay 22, 2019
Book Page010849/000501
Instrument104920
Lender
NameNEW PENN FIN'L LLC
TypeFunding / Finance Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5989 White Tail Loop was $2,142 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,492 (+2.7%)$339,000 (+3.52%) Land $48,000 Building $291,000
2025$2,142.00 Homeowner's exemption$205,932$327,468 Land $48,000 Building $279,468
2023$2,563.00 (+3.89%) Homeowner's exemption$193,328 (+3%)$328,642 (+6.84%) Land $46,000 Building $282,642
2022$2,467.00 Homeowner's exemption$187,697$307,612 Land $44,000 Building $263,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5989 White Tail Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5989 White Tail Loop is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on White Tail Loop

Nearby Streets

Search Property Records by Address or Parcel Number