5989 Grove Hill Rd, Frederick, MD 21703 Property Records

Frederick County property record for 5989 Grove Hill Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,121 sqft · built 1953
Lot Size	0.579 acres (25,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$543,000 (Jul 2026)
Tax Bill	$5,279 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-450538`

Property Details

APN / Parcel Number

Primary APN	`24-450538`
Alternative APN	`450538`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,121 sqft Living Area
1st Floor Area	2,121 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	25,200 sqft (0.579 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	450538
Street Address	5989 GROVE HILL RD
City	FREDERICK
State	MD
Zip	21703-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22-0.59 ACRE S/S GROVE ROAD GROVE HILL
Legal Subdivision	GROVE HILL
Legal Lot Number	22
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	3
Census Block	3003
Census Tract	750506

Owner

Source: Frederick County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5859 GROVE HILL RD, FREDERICK, MD 21703
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 19, 2017	Grant Deed, Transfer · Conventional Mortgage MLEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Book / Page	17968 / 432
Prior Transfer Date	Jan 24, 2023
Prior Transfer Doc	1634000473
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 22, 2026
Property Address	5989 GROVE HILL RD, FREDERICK, MD 21703-6011
Document Number	1796000432
Book / Page	17968 / 432
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	MANOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	1796000438,
Date	Jul 22, 2026
Book Page	17968/438

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Feb 24, 2023
Property Address	5989 GROVE HILL RD, FREDERICK, MD 21703-6011
Document Number	0163400473
Book / Page	16340 / 473
Map Reference	MB 4 FO 1
Instrument Date	Jan 24, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CHOICE TITLE, CHOICE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0016340478
Date	Feb 24, 2023
Instrument	16340/478

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 19, 2017
Property Address	5989 GROVE HILL RD, FREDERICK, MD 21703-6011
Document Number	0121910121
Book / Page	012191 / 000121
Instrument Date	Dec 14, 2017
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5989 GROVE HILL RD FREDERICK MD 217036011, FREDERICK, MD 21703-6011

Mortgage

Document Number	121910126
Date	Dec 19, 2017
Book Page	012191/000126

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,300 (+7.81%) Land $120,200 Building $363,100	$483,300 (-) Land $120,200 Building $363,100
2025	$5,279.00 (+6.11%) Homeowner's exemption	$448,300 (+18.5%)	$483,300 (+27.76%) Land $120,200 Building $363,100
2024	$4,975.00 (+8.6%)
2023	$4,581.00 Homeowner's exemption	$378,300 Land $87,700 Building $290,600	$378,300 Land $87,700 Building $290,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, T-Mobile, Verizon.

Nearby Properties on Grove Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures