5989 Camray Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 5989 Camray Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,933 sqft · built 1984
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Dec 2023)
Tax Bill	$7,396 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`245-0303-002-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0303-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,933 sqft Living Area
1st Floor Area	1,933 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,720 sqft (0.154 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5989 CAMRAY CIR
City	CARMICHAEL
State	CA
Zip	95608-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LINCOLN HILL 02, LOT 2
Legal Subdivision	LINCOLN HILL 02
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1020
Census Tract	7906

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage JARED PIMENTEL ETUX
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage URBAN EMPIRE LLC
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage DNRK INVESTMENTS LLC
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage MELISSA PICKETT
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage GOLDEN WEST FUNDING INC
Sep 17, 2024	Deed of Trust, Mortgage · VA Mortgage XPERT HOME LENDING INC
Dec 28, 2023	Grant Deed, Transfer · VA Mortgage XPERT HOME LENDING INC
Jul 18, 2023	Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC
Sep 29, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 29, 2020	Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG
Dec 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Sep 29, 2020
Deed Book / Page	20231228 / 543
Prior Transfer Date	Aug 24, 2005
Prior Transfer Doc	0000000779
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000005
Date	Aug 21, 2023
Instrument	202308210005

Lender

Name	JARED PIMENTEL ETUX
Type	Private Party
Address	402 REDONDO DRIVE, EL DORADO HILLS, CA 95762

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000013
Date	Aug 21, 2023
Instrument	202308210013

Lender

Name	URBAN EMPIRE LLC
Type	Non-Lending Institution
Address	LYNWOOD, CA 90262

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000008
Date	Aug 21, 2023
Instrument	202308210008

Lender

Name	DNRK INVESTMENTS LLC
Type	Non-Lending Institution
Address	SARATOGA, CA 95070

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000009
Date	Aug 21, 2023
Instrument	202308210009

Lender

Name	MELISSA PICKETT
Type	Private Party
Address	6870 TERMINO LN, ROSHARON, TX 77583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST, FOLSOM, CA 95630-3875
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000007
Date	Aug 21, 2023
Instrument	202308210007

Lender

Name	GOLDEN WEST FUNDING INC
Type	Mortgage Company
Address	LIVERMORE, CA 94551

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743

Mortgage

Document Number	0000000014
Date	Sep 17, 2024
Instrument	202409170014

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Address	SUWANEE, GA 30024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 28, 2023
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	0000000543
Map Reference	MB 124 MAP 8
Instrument Date	Dec 20, 2023
Instrument	202312280543
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743

Mortgage

Document Number	0000000544
Date	Dec 28, 2023
Instrument	202312280544

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 18, 2023
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	0000000704
Map Reference	MB 124 MAP 8
Instrument Date	Jul 11, 2023
Instrument	202307180704
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST STE 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000705
Date	Jul 18, 2023
Instrument	202307180705

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 29, 2020
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	2009290849
Instrument Date	Sep 22, 2020
Instrument	2009290849
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5989 CAMRAY CIR CARMICHAEL CA 956081743, CARMICHAEL, CA 95608-1743

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 29, 2020
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	2009290847
Instrument Date	Sep 22, 2020
Instrument	2009290847
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I5989 CAMRAY CIR CARMICHAEL CA 95608, CARMICHAEL, CA 95608

Mortgage

Document Number	2009290848
Date	Sep 29, 2020
Instrument	2009290848

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 21, 2018
Property Address	5989 CAMRAY CIR, CARMICHAEL, CA 95608-1743
Document Number	1812211309
Instrument Date	Jan 17, 2018
Instrument	1812211309
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5989 CAMRAY CIR CARMICHAEL CA 956081743, CARMICHAEL, CA 95608-1743

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,442 (+2%) Land $145,656 Building $483,786
2025	$7,396.00 (+2.17%) Homeowner's exemption	$617,100 (+64.35%) Land $142,800 Building $474,300
2024	$7,239.00 (+61.3%)
2023	$4,488.00 (+2.07%) Homeowner's exemption	$375,479 Land $113,781 Building $261,698
2022	$4,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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