5989 Buggy Ride Rd, Temple, TX 76502 Property Records

Bell County property record for 5989 Buggy Ride Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 1999
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,811 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0562602100`

Property Details

APN / Parcel Number

Primary APN	`0562602100`
Alternative APNs	`124202` `821418`

Interior

Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	1,333 sqft
1st Floor Area	1,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Lot Area	22,477 sqft (0.516 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	197 sqft
Deck Area	192 sqft
Storage Building	576 sqft

Location & Zoning

Account Number	821418
Street Address	5989 BUGGY RIDE RD
City	TEMPLE
State	TX
Zip	76502-6524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0607BC WM MCCUTCHIN, ACRES .516
Legal Subdivision	WM MCCUTCHIN
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	2
Census Block	2004
Census Tract	20204

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5989 BUGGY RIDE RD, TEMPLE, TX 76502-6524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2016
Deed Sale	Dec 12, 2016
Prior Sale	Mar 14, 2016
Deed Document Number	2016-00049854
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5989 BUGGY RIDE RD, TEMPLE, TX 76502-6524
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050869
Date	Sep 21, 2020
Instrument	2020-00050869

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jul 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5989 BUGGY RIDE RD, TEMPLE, TX 76502-6524
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049834
Date	Aug 4, 2021
Instrument	2021049834

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,811.00 (-28.95%) Homeowner's exemption	$319,334 Land $21,139 Building $298,195	$319,334 Land $21,139 Building $298,195
2022	$2,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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