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5988 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5988 Old River Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,137 sqft · built 1999
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Tax Bill$1,427 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-597-9915-5

Property Details

APN / Parcel Number

Primary APNC56-000-597-9915-5
Alternative APN
  • 34-4N-24-0000-0001-001A

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,137 sqft Heated Area
Gross Area3,847 sqft
1st Floor Area1,745 sqft
Upper Floors Area392 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
Garage TypeFinished
Garage Area875 sqft
PorchOpen Porch
Porch Area900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5988 OLD RIVER RD
CityBAKER
StateFL
Zip32531-8157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR OF NE1/4 E667 FT TO POB E653 FT S300 FT E153 FT S22 DEG W32 FT W794 FT N330 FT TO POB AS
Legal Range24
Legal Township04N
Legal Section34
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2009
Census Tract20102

Owner

Source: Okaloosa County records · APN C56-000-597-9915-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5988 OLD RIVER RD, BAKER, FL 32531-8157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU
Mar 21, 2017Deed of Trust, Mortgage · Line of Credit
EGLIN FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2002
Deed SaleAug 08, 2002
Deed Document Number1943130
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5988 OLD RIVER RD, BAKER, FL 32531-8157
Transaction TypeMortgage
Record UpdatedMar 04, 2021
Title CompanyMOULTON LAND TITLE INC, MOULTON LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035251417
DateFeb 11, 2021
Book Page3525/1417
Instrument3429599
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5988 OLD RIVER RD, BAKER, FL 32531-8157
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032914351
DateMar 21, 2017
Book Page3291/4351
Instrument3124087
Lender
NameEGLIN FCU
TypeCredit Union
AddressBAKER, FL 32531
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,427.00 (+6.65%) Homeowner's exemption$173,796 (+5.99%)$354,224 (+5.78%) Land $41,702 Building $312,522
2023$1,338.00 (+2.45%) Homeowner's exemption$163,979 (+3%)$334,874 (+8.47%) Land $35,430 Building $299,444
2022$1,306.00 Homeowner's exemption$159,203$308,719 Land $33,112 Building $275,607

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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