5986 Ridge Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 5986 Ridge Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,238 sqft · built 1900
Lot Size	0.637 acres (27,786 sqft)
Owner	2 Individual Names on File
Last Sale	$244,500 (Dec 2025)
Tax Bill	$4,112 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292600 80.04-1-10`

Property Details

APN / Parcel Number

Primary APN	`292600 80.04-1-10`
Alternative APN	`26000800040001010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,238 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	498 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	27,786 sqft (0.637 acres)
Lot Dimensions	210 ft deep x 132 ft wide
Garage Type	Mixed
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	254 sqft
Porch	Slab
Porch Area	140 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5986 RIDGE RD
City	LOCKPORT
State	NY
Zip	14094-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2008
Census Tract	23401

Owner

5986 Ridge Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2660 GRACE AVE, NEWFANE, NY 14108-1106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Deed Document Number	202519494
Prior Transfer Date	Aug 10, 1995
Prior Transfer Doc	2599000021
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 17, 2025
Property Address	5986 RIDGE RD, LOCKPORT, NY 14094-9439
Document Number	0000009494
Instrument Date	Dec 8, 2025
Instrument	2025-19494
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$978.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 YOUNGSTOWN WILSON RD, RANSOMVILLE, NY 14131-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2660 GRACE AVE, NEWFANE, NY 14108-1106

Mortgage

Document Number	0000009495
Date	Dec 17, 2025
Instrument	2025-19495

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 5986 Ridge Rd was $4,112 with exemptions applied, up 6.1% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Newfane Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,112.00 (+6.09%) Homeowner's exemption Senior Citizen's exemption
2025	$3,876.00	$201,500 (+13.84%) Land $30,800 Building $170,700	$201,500 (+13.84%) Land $30,800 Building $170,700
2024		$177,000 (+10.21%) Land $30,800 Building $146,200	$177,000 (+10.21%) Land $30,800 Building $146,200
2023		$160,600 Land $25,800 Building $134,800	$160,600 Land $25,800 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5986 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5986 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20