5986 Monroe Ave, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 5986 Monroe Ave, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,875 sqft · built 1991
Lot Size0.307 acres (13,372 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Feb 2004)
Tax Bill$4,862 (2026)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-065836

Property Details

APN / Parcel Number

Primary APN05-065836
Alternative APNs
  • 5065836
  • 065836

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,875 sqft Total Area
Basement Area187 sqft
Finished Basement187 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,372 sqft (0.307 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number065836
Street Address5986 MONROE AVE
CitySYKESVILLE
StateMD
Zip21784-6666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 5 - 13372 SF MONROE AVE 32-41/42 HERITAGE HGHTS SC 1
Legal SubdivisionHERITAGE HEIGHTS
Legal Lot Number5
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group2
Census Block2013
Census Tract505102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5986 MONROE AVE, SYKESVILLE, MD 21784-6666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2004 · Amount on Record
Deed SaleFeb 23, 2004 · Amount on Record
Prior SaleOct 17, 2002
Deed Document Number200434053
Deed Book / Page3864 / 322
Transfer Doc0024060231
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address5986 MONROE AVE, ELDERSBURG, MD 21784-6666
Document Number0087900391
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5986 MONROE AVE SYKESVILLE MD 217846666, SYKESVILLE, MD 21784-6666

Mortgage

Document Number0087900391
DateAug 31, 2017
Book Page008790/000391
Lender
NameAGRICULTURE FCU
TypeCredit Union
AddressWASHINGTON, DC 20250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 30, 2022

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,862.00 (+4.11%) Homeowner's exemption$419,533 (+9.61%)$436,700 (+13.37%) Land $160,000 Building $276,700
2025$4,670.00 (+7.98%) Homeowner's exemption
2023$4,325.00 Homeowner's exemption$382,767$385,200 Land $160,000 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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