5986 Lorena Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 5986 Lorena Rd, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,848 sqft · built 1976
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on File
Last Sale$99,900 (Jan 2009)
Tax Bill$3,630 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN301389 187.000-1-64

Property Details

APN / Parcel Number

Primary APN301389 187.000-1-64
Alternative APNs
  • 138918700000010640000000
  • 301389 187.000-0001-064
  • 42058 05

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,848 sqft Living Area
1st Floor Area1,042 sqft
2nd Floor Area806 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area44,431 sqft (1.02 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number42058 05
Street Address5986 LORENA RD
CityROME
StateNY
Zip13440-9344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-R
Legal DescriptionH&L #8 100X445
Legal Block1
Legal Lot Number64.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1004
Census Tract22702

Owner

5986 Lorena Rd is owned and occupied by an individual who bought it in January 2009.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5986 LORENA RD, ROME, NY 13440-9344
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2009 · Amount on File
Deed SaleJan 15, 2009 · Amount on File
Prior SaleJun 14, 2000 · Amount on File
Deed Book / Page2009 / 354
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address5986 LORENA RD, ROME, NY 13440-9344
Document Number0000011490
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5986 LORENA RD ROME NY 134409344, ROME, NY 13440-9344

Mortgage

Document Number0000011490
DateSep 8, 2020
Instrument11490
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 7, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 5986 Lorena Rd was $3,630 with a homeowner's exemption.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,630.00 Homeowner's exemption
2025$88,400 Land $13,100 Building $75,300$208,000 Land $30,824 Building $177,176
2023$88,400 (-) Land $13,100 Building $75,300$194,799 (+17.91%) Land $28,867 Building $165,932
2022$3,588.00 Homeowner's exemption$88,400 Land $13,100 Building $75,300$165,203 Land $24,481 Building $140,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5986 Lorena Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5986 Lorena Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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