Cayuga County and Owasco Town property record for 5986 E Lake Rd, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,292 sqft · built 1975 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,500 (Feb 2021) |
| Tax Bill | $8,553 (2026) |
| Deeds & Mortgages | Jul 2020 Refinance Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054600 138.00-1-7.1 |
| Primary APN | 054600 138.00-1-7.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| 2nd Floor Area | 784 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,113 sqft (1.38 acres) |
| Lot Dimensions | 239 ft deep x 128 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 448 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 14002733 |
|---|---|
| Street Address | 5986 E LAKE RD |
| City | AUBURN |
| State | NY |
| Zip | 13021-8259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SM 68-192,AD 658-88 658-88 |
| Legal Block | 1 |
| Legal Lot Number | 7.001 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | OWASCO |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 40700 |
5986 E Lake Rd is owned and occupied by an individual who bought it in February 2021.
Source: Cayuga County and Owasco Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5986 E LAKE RD, AUBURN, NY 13021-8259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on File |
| Deed Sale | Feb 25, 2021 · Amount on File |
| Prior Sale | Apr 3, 2006 · Amount on File |
| Deed Document Number | 2021202276 |
| Deed Book / Page | 4005 / 202 |
| Prior Transfer Date | Oct 4, 1995 |
| Prior Transfer Doc | 0922000333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 5986 E LAKE RD, AUBURN, NY 13021-8259 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003891/149 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 3891/149 |
| Instrument | 2020-196412 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 5986 E LAKE RD, AUBURN, NY 13021-8259 |
| Document Number | 0036020301 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5986 E LAKE RD AUBURN NY 130218259, AUBURN, NY 13021-8259 |
| Document Number | 0036020301 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 003602/000301 |
| Instrument | 178586 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 19, 2038 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 5986 E LAKE RD, AUBURN, NY 13021-8259 |
| Document Number | 0036030001 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 5986 E LAKE RD AUBURN NY 130218259, AUBURN, NY 13021-8259 |
| Document Number | 0036030001 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 003603/000001 |
| Instrument | 178587 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 19, 2038 |
| Rate | 4.75% |
|---|
The 2026 property tax bill for 5986 E Lake Rd was $8,553, up 2.8% from the year before.
Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Owasco Town |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,553.00 (+2.85%) | ||
| 2025 | $8,316.00 (+2.11%) | $184,500 Land $15,800 Building $168,700 | $392,553 Land $33,617 Building $358,936 |
| 2024 | $8,144.00 | ||
| 2023 | $184,500 Land $15,800 Building $168,700 | $323,684 Land $27,719 Building $295,965 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5986 E Lake Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1981–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5986 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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