Hamilton County property record for 5985 Summerbrook Ct, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 6,471 sqft · built 2003 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,421 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-34-013-011.000-018 |
| Primary APN | 29-10-34-013-011.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 6,471 sqft Living Area |
| 1st Floor Area | 2,699 sqft |
| 2nd Floor Area | 1,747 sqft |
| Basement Area | 2,699 sqft |
| Finished Basement | 2,025 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 123 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1610340013011000 |
|---|---|
| Street Address | 5985 SUMMERBROOK CT |
| City | CARMEL |
| State | IN |
| Zip | 46033-8281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .28, SECTION 34, TOWNSHIP 18, RANGE 4, LAKES AT HAZEL DELL, SECTION 10, LOT 276, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 34 |
| Legal Subdivision | THE LAKES AT HAZEL DELL |
| Legal Block | 10 |
| Legal Lot Number | 276 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 110912 |
5985 Summerbrook Ct is owned and occupied by an individual who acquired it in July 2020.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage BMO BANK NA |
| Jan 19, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage BMO BANK NA |
| Oct 31, 2019 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Jul 31, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 31, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 |
| Deed Sale | Jul 31, 2020 |
| Prior Sale | Jul 31, 2020 |
| Deed Document Number | 2020049671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Document Number | 0000048962 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025048962 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 7, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Document Number | 0000001913 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 2024001913 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 17, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054566 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019054566 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 31, 2020 |
| Property Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Document Number | 2020049672 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 2020049672 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Document Number | 2020049673 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020049673 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 31, 2020 |
| Property Address | 5985 SUMMERBROOK CT, CARMEL, IN 46033-8281 |
| Document Number | 0000049671 |
| Instrument Date | Oct 5, 2019 |
| Instrument | 49671 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6 PENN CTR W #2ND PITTSBURGH PA 152760108, 2ND, PITTSBURGH, PA 15276-0108 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $761,200 (+3.33%) Land $150,000 Building $611,200 | $761,200 (+3.33%) Land $150,000 Building $611,200 | |
| 2024 | $8,421.00 (+1.57%) | $736,700 (+0.95%) Land $150,000 Building $586,700 | $736,700 (+0.95%) Land $150,000 Building $586,700 |
| 2023 | $8,291.00 (+25.77%) Homeowner's exemption | $729,800 (+26.48%) Land $129,600 Building $600,200 | $729,800 (+26.48%) Land $129,600 Building $600,200 |
| 2022 | $6,592.00 Homeowner's exemption | $577,000 Land $129,600 Building $447,400 | $577,000 Land $129,600 Building $447,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5985 Summerbrook Ct in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 33 (2005–2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5985 Summerbrook Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures