5985 Overleaf Ter, Cumming, GA 30040 Property Records

Forsyth County property record for 5985 Overleaf Ter, Cumming, GA 30040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,274 sqft · built 2014
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Jan 2022)
Tax Bill$4,856 (2025)
Deeds & MortgagesJul 2022 Mortgage
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN105-000-944

Property Details

APN / Parcel Number

Primary APN105-000-944
Alternative APNs
  • 0000159372
  • 105 944

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,274 sqft Living Area
Basement Area981 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialOther
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000159372
Street Address5985 OVERLEAF TER
CityCUMMING
StateGA
Zip30040-0617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES3
Legal Description2-1 271 LT 308 PH 2-B STONEHAVEN POINTE
Legal SubdivisionSTONEHAVEN POINTE
Legal Phase2-B
Legal Block2
Legal Lot Number308
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group2
Census Block2000
Census Tract130406

Owner

5985 Overleaf Ter is owned and occupied by two individuals who bought it in January 2022.

Source: Forsyth County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5985 OVERLEAF TER, CUMMING, GA 30040-0617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
SISTAR MORTGAGE
Dec 30, 2021Warranty Deed, Transfer · Conventional Mortgage
SISTAR MORTGAGE
Jul 22, 2021Warranty Deed, Transfer
Jan 26, 2018Deed of Trust, Mortgage · Line of Credit
GEORGIA UNITED CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2022 · Amount on File
Deed SaleJan 5, 2022 · Amount on File
Prior SaleDec 30, 2021 · Amount on File
Deed Book / Page10554 / 247
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address5985 OVERLEAF TER, CUMMING, GA 30040-0617
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5985 OVERLEAF TER, CUMMING, GA 30040-0617

Mortgage

Document Number0107750000000505
DateJul 18, 2022
Book Page0000010775/0000000505
Lender
NameSISTAR MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH GA
Recording DateDec 30, 2021
Property Address5985 OVERLEAF TER, CUMMING, GA 30040-0617
Document Number0105540247
Book / Page10554 / 247
Instrument DateDec 30, 2021
Instrument2022-000116
Transaction TypeTransfer
Record UpdatedJan 24, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5985 OVERLEAF TER, CUMMING, GA 30040-0617

Mortgage

Document Number0105540000000250
DateJan 5, 2022
Book Page0000010554/0000000250
Lender
NameSISTAR MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH GA
Recording DateJul 22, 2021
Property Address5985 OVERLEAF TER, CUMMING, GA 30040-0617
Document Number0103070620
Book / Page10307 / 620
Instrument DateJul 22, 2021
Instrument2021-010192
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address5985 OVERLEAF TER, CUMMING, GA 30040-0617
Document Number0084820444
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5985 OVERLEAF TER CUMMING GA 300400617, CUMMING, GA 30040-0617

Mortgage

Document Number0084820444
DateFeb 28, 2018
Book Page008482/000444
Lender
NameGEORGIA UNITED CU
TypeCredit Union
AddressDULUTH, GA 30097
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 27, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5985 Overleaf Ter was $4,856 with exemptions applied, up 1.1% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,856.00 (+1.12%) Homeowner's exemption Additional exemption filed$221,652 Land $66,000 Building $155,652$554,130 Land $165,000 Building $389,130
2024$4,802.00 (+14.99%)
2023$4,176.00 (+1.85%) Homeowner's exemption$202,116 (+60.84%) Land $60,000 Building $142,116$505,290 (+60.84%) Land $150,000 Building $355,290
2022$4,100.00 Homeowner's exemption$125,664 Land $32,000 Building $93,664$314,160 Land $80,000 Building $234,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5985 Overleaf Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5985 Overleaf Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORSYTH CO. WATER & SEWER
serves 161,200 people · EPA ID GA1170050
Water SourceSurface water
Last State InspectionMay 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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